Why does Gen Z like to “swipe cards” from restaurants to gas stations?

Instead of solving problems with stereotypical methods, Gene Z (born 1997 - 2012) always proactively finds highly effective solutions .

Minimalism in thinking

Born in the age of the Internet, Gen Z always has to face new pressures. From schoolwork, work, surrounding relationships to social issues such as epidemics... can all affect the psychology of Generation Z. To somewhat "escape" the inherent pressures of daily life, many young people have begun to learn about and choose a minimalist lifestyle.

Minh Hong (born in 2000, in Ho Chi Minh City) shared: “I like the lyrics in Den Vau’s new song - Growing up from many stumbles, and if you stumble and stumble, you will be scratched. So if you think too much, it will hurt more, instead of blaming others, you should learn from your own experiences to achieve your desired goals. Each person should only compare themselves to themselves the day before .”

Sharing the same opinion with Minh Hong, his friend Trung Quan (born in 2000, HCMC) expressed his personality: "How the world around us is round or crooked is up to us to decide. If we are positive enough, know how to love ourselves, and stop being so judgmental and petty, life will be happy."

Proactively simplify during the "price storm"

Another pressure that Gen Z is facing is the mental crisis due to "price storms" . Minh Nhat shared: "Before, every month near the end, my wallet was empty because at the beginning of the month I often hunted for sales. However, when prices escalated, I thought it was time to spend more strategically."

“Limiting the use of cash and switching to spending by card or banking application helps me manage my spending more clearly because I just need to open my phone to see, and I don’t forget to pay electricity, water, and internet bills. Especially the cashback programs and discount offers from bank cards also help me reduce a lot of expenses. I can also easily manage my personal spending well” - Minh Nhat added .

Not only Minh Nhat, the situation of being literally “penniless” is quite common among many young people. Because , instead of using cash to pay, many young people gradually switch to paying by bank card to limit the troubles that cash causes such as easy loss, easy to spend wastefully… Paying by card is also a smart way to manage spending.

Prefer the multi-utility "national super card", like to fill up gas with the card

Minh Hieu (born in 2001, Hanoi ) confided: "Buying gas with a card is much cheaper than with cash." He revealed that it was because he was using the "National Super Card" HDBank Petrolimex 4 in 1. The Super Card integrates a Credit Card, Debit Card, Prepaid Card, and is a means to identify Petrolimex's loyal customers (Petrolimex ID).

It is known that when paying for gas or making any first transaction from 200,000 VND from credit card funds, customers will be refunded 100,000 VND from HDBank. In the following times paying for gas at Petrolimex from credit card funds, customers will accumulate points, get refunds, and receive 0.7% rewards. Of which, 0.2% will be refunded by HDBank to the credit card account, 0.5% will be converted through the Petrolimex ID program managed by Petrolimex.

Free annual fee for the first year, discounts up to 50% at hundreds of major partners for all spending needs from food, travel, hotels, health care... along with many discount programs for loyal Petrolimex customers.

In particular, when spending a minimum of 2.5 million VND, cardholders will receive a code to participate in the lucky draw and have the opportunity to receive attractive prizes worth up to 1 billion VND from HDBank, including 4 First Prizes, each prize is an HDBank savings book worth 100 million VND; 4 Second Prizes, each prize is a Honda Vision motorbike; 12 Third Prizes, each prize is an Iphone 13 256GB.

The HDBank Petrolimex 4-in-1 super card is "national" and very "high tech", one touch to open the card and use it immediately. In just the time it takes to "cook a bowl of noodles", customers can open a 100% online card and immediately have a virtual card to use, with a credit limit of 2 million VND to experience. The credit limit will automatically increase to 1 billion VND according to the automatic personal credit rating afterwards. The physical card will be delivered to the customer by express delivery if requested.

To “protect your wallet” in the current difficult period, every scientific change, whether small or large, in your spending plan will partly relieve the pressure of “struggling” with financial problems. “Small savings make big” with the 4-in-1 HDBank Petrolimex Super Card will be a solution to almost completely overcome all the “cumbersome” in the spending process.

Source: https://khoahocdoisong.vn/vi-sao-gene-z-thich-quet-the-tu-quan-an-cho-den-cay-xang-post1155693.html