In September, the market recorded 12 banks increasing deposit interest rates. This is the month with the fewest banks increasing interest rates in the past 5 months.

According to statistics, the highest announced interest rate is currently 6.15%/year, applied to deposit terms from 18-60 months at NCB Bank.

Several banks are listing interest rates above 6%. SHB lists interest rates of 6.1% per year for term deposits of 36 months or more. Saigonbank lists 6.1% per year for term deposits of 36 months or more.

The highest bank interest rate at HDBank is 6.1%/year when customers deposit money for a term of 18 months. This is also the savings interest rate listed by Dong A Bank for term deposits of 18-36 months.

Dong A Bank listed 6%/year for a 13-month term. In addition, BaoViet Bank and BVBank are listing 6%/year for 18-36 month term deposits; Saigonbank is listing 6%/year for 13-24 month term deposits.

Although not officially adjusting the deposit interest rate table, PVCombank, PGBank, or GPBank are inviting depositors with attractive interest rates. The deposit interest rate of 6-6.25%/year is displayed by all 3 banks in front of their transaction offices. PGBank and PVCombank offer an interest rate of 6%/year, while GPBank offers up to 6.25%/year - the highest deposit interest rate currently.

In addition, some banks list “special interest rates” for VIP customers. PVCombank maintains the highest “special interest rate” policy in the market, up to 9.5%/year when depositing money at the counter, provided that customers need to deposit for a term of 12-13 months, with an amount of VND 2,000 billion or more.

DongA Bank, ACB , MSB,... are also maintaining special interest rates. At MSB, the special interest rate has been reduced from 8.5%/year to 7%/year, on the condition that customers have a minimum balance of 500 billion VND and deposit for a term of 12-13 months.

MSB also applies a "special interest rate" policy for "ordinary" customers, with actual interest rates 0.3-0.5% higher per year than the online interest rate schedule.

HDBank listed "special interest rates" for 13-month term deposits of up to 8.1%/year, and 12-month term deposits of 7.7%/year for deposits of VND500 billion or more, with interest paid at the end of the term. These interest rates are 2.3%-2.5%/year higher than at the counter.

Dong A Bank pays a "special interest rate" of up to 7.5%/year for a 13-month term, 2.2%/year higher than the listed interest rate. Customers need to have a deposit balance of 200 billion VND or more.

The deposit limit of 200 billion VND is also a condition for ACB Bank to allow customers to enjoy "special interest rates" when making savings deposits at the counter for a term of 13 months.

HIGHEST DEPOSITS INTEREST RATES AT BANKS ON OCTOBER 1, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2 2.5 3.3 3.3 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.7 5 5.2 5.6 5.7
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.65 3.95 5.15 5.25 5.7 5.85
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.55 5.5 5.7 5.85
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.8 4.3 5.2 4.5 5.2 5.1
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.4 3.5 4.7 4.8 5.1 5.6
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.7 3.7 4.6 4.6 5.4 5.4
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.8 4.1 5.45 5.65 5.8 6.15
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.75 3.95 4.5 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.25 3.45 4.55 4.55 4.95 4.95
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 5 5 5.5 5.5