Having just ended the promotion program of giving additional deposit interest rates of up to 0.8%/year for customers making online savings deposits on the MB Bank application (from September 29 to October 14), the Military Commercial Joint Stock Bank (MB) continues to implement a new promotion program.
Accordingly, customers who deposit savings online will receive an additional interest rate of up to 0.5%/year when participating in the program.
This is one of the incentives when customers register to become MB members for 1 month, 6 months and 12 months. The corresponding membership fees are 90,000 VND, 450,000 VND and 810,000 VND.
Specifically, customers will receive an additional interest rate of up to 0.5%/year when making online savings deposits for a term of 1-3 months, up to 500 million VND/book, and an additional 0.2%/year for the remaining terms, up to 300 million VND/book.
In addition to receiving additional interest when making online savings deposits, MB members also receive a 1% reduction in interest rates for card overdrafts or savings book mortgage loans; and a 10-15% discount when using services and shopping at units affiliated with MB.
According to the online interest rate table posted by MB, the interest rate for 1-month term is 3.5%/year, 2-month term is 3.6%/year, 3-month term is 3.8%/year.
With the addition of interest rates for 1-3 month term depositors, the highest interest rate for 1 month term is up to 4%/year, 2 month term is 4.1%/year and 3 month term is 4.3%/year.
Bank interest rates for the remaining terms are listed by MB as follows: 4-5 month term is 3.8%/year, 6-11 month term is 4.4%/year, 12-18 month term is 4.9%/year and 24-60 month term is 5.8%/year.
Thus, the highest deposit interest rate after adding interest rate at MB is 6%/year, applied for term of 24-60 months.

Instead of officially increasing deposit interest rates, recently many banks have chosen to give additional interest rates or gifts to depositors.
Techcombank recently announced an additional interest rate of up to 1%/year for customers who deposit “Phat Loc Online” for 3, 6 and 12 months. The period of application is from October 1-31, with deposits from 20 million VND.
At Vietcombank , from September 25 to October 31, for each savings deposit of 1 billion VND or more at the transaction counter, Vietcombank will give VCB Loyalty points equivalent to 0.1% of the deposit amount to customers.
In addition, with a deposit at the counter or online from 30 million VND, with a term of 6 or 12 months, customers will be given a prize code. There is 1 special prize worth 1 billion VND, 10 first prizes worth 100 million VND each and 20 second prizes worth 50 million VND each.
At VietBank, from October 1 to December 31, the bank will give away gifts and lucky draw codes, with a special prize worth up to 500 million VND to customers who save for 1-36 months.
A Korean bank, Woori Bank, offers an additional interest rate of up to 1.5%/year for customers depositing from 5 billion VND or more; and an additional 0.2%/year to 1.2% for customers depositing money and registering for new Internet/Mobile Banking in the last 3 months, applicable to deposits from 200 million to less than 5 billion VND.
According to statistics from the beginning of October, 5 commercial banks have increased deposit interest rates including: GPBank, NCB, Vikki Bank, Bac A Bank and VCBNeo.
INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON OCTOBER 16, 2025 (%/YEAR) | ||||||
BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
ABBANK | 3.1 | 3.8 | 5.3 | 5.4 | 5.6 | 5.4 |
ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
BAC A BANK | 4.2 | 4.55 | 5.4 | 5.45 | 5.5 | 5.8 |
BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.2 | 5.7 |
GPBANK | 3.8 | 3.9 | 5.35 | 5.45 | 5.65 | 5.65 |
HDBANK | 3.85 | 3.95 | 5.3 | 5.3 | 5.6 | 6.1 |
KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
NCB | 4.1 | 4.3 | 5.45 | 5.55 | 5.6 | 5.6 |
OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
SACOMBANK | 3.6 | 3.9 | 4.8 | 4.8 | 5.3 | 5.5 |
SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
TECHCOMBANK | 3.45 | 4.25 | 5.15 | 4.65 | 5.35 | 4.85 |
TPBANK | 3.7 | 4 | 4.9 | 5 | 5.3 | 5.6 |
VCBNEO | 4.35 | 4.55 | 5.9 | 5.45 | 5.8 | 5.8 |
VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
VIKKI BANK | 4.35 | 4.45 | 6 | 6 | 6.2 | 6.2 |
VPBANK | 4 | 4.1 | 5 | 5 | 5.2 | 5.2 |
Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-16-10-2025-cong-them-lai-suat-den-0-5-nam-2453172.html
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