Bank interest rates today October 14, 2025: Interest rate increase across the board

According to NCB's online interest rate schedule, An Phu Savings product interest rates have increased by 0.1%/year for term deposits from 1 month to 36 months.

Accordingly, the latest end-of-term interest rates listed by NCB are as follows: 1-month term is 4.1%/year, 2-month term is 4.2%/year, 3-month term is 4.3%/year, 5-month term is 4.5%/year.

NCB increased the interest rate for 6-7 month term to 5.45%/year, 8 month term to 5.5%/year, 9 month term to 5.55%/year, 10 month term to 5.6%/year and 11 month term to 5.65%/year.

An Phu savings interest rates for terms from 12-36 months increased to 5.7%/year, this is also the highest savings interest rate listed by NCB.

NCB also increased the savings interest rate of the Traditional Savings product by 0.1%/year for all deposit terms. Accordingly, the savings interest rate with interest paid at the end of the term, the latest 1-month term is 4%/year, the 2-month term is 4.1%/year, the 3-month term is 4.2%/year, the 4-month term is 4.3%/year, the 5-month term is 4.4%/year.

The deposit interest rate of the Traditional Savings product with a term of 6-7 months increased to 5.35%/year, the term of 8 months is 5.4%/year, the term of 9 months is 5.45%/year, the term of 10 months is 5.5%/year and the latest interest rate of 11 months is 5.55%/year.

The highest deposit interest rate of this product is 5.6%/year, applied to 12-36 month term deposits after NCB increased interest rate by 0.1%/year.

NCB also increased interest rates for Accumulated Savings and Flexible Online Principal Withdrawal Savings products, the increase is 0.1%/year for deposit terms.

Currently, the highest interest rate of the Online Accumulated Savings product is 5.6%/year (term 1-5 years), while the highest interest rate of the Flexible Principal Withdrawal Savings product is 5.5%/year (term 2-10 months).

For term deposit interest rates at the counter, NCB increased interest rates by 0.1-0.2%/year depending on the term.

Not only increasing regular deposit interest rates, NCB also increased deposit certificate interest rates with a uniform increase of 0.1%/year.

Currently, the interest rate of NCB's deposit certificates with terms of 18, 24, 84 months, with interest paid every 6 months, is 6.15%/year; with terms of 24, 84 months, with interest paid every 12 months, is 6.3%/year.

After a series of banks gave additional interest rates to depositors as an unofficial way to increase interest rates, from the beginning of October until now, 4 domestic banks have officially increased deposit interest rates through adjusting interest rate schedules, including: GPBank, Vikki Bank, Bac A Bank and NCB.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON OCTOBER 14, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	4.2	4.55	5.4	5.45	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.8	3.9	5.35	5.45	5.65	5.65
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.35	4.45	6	6	6.2	6.2
VPBANK	4	4.1	5	5	5.2	5.2