A series of banks have recently announced incentive programs to give additional interest rates to depositors. The Prosperity Era Commercial Limited Liability Bank (GPBank) has also officially announced a preferential interest rate program for term savings deposits with an additional interest rate of up to 0.8%/year.

According to GPBank, the preferential savings interest rate program called "Profitable savings with the Prosperous Era" is applied by this bank from October 13, 2025 to November 13, 2025 to all customers (individuals, organizations) with savings transactions (new deposits, renewals) at the counter and on online channels (GP.IB, Mobile App GP.Digiplus).

The interest rate is added up to 0.8%/year compared to the counter interest rate listed by GPBank, applied to customers who deposit savings and receive interest at the end of the term.

According to the counter interest rate table, the interest rate for receiving interest at the end of the term is listed by GPBank for customers who deposit at the counter less than 500 million VND, the counter interest rate for 1-2 month term is currently listed at 3.65%/year, 3-month term is 3.75%/year, 4-month term is 3.85%/year, 5-month term is 3.9%/year.

Bank interest rates for 6-8 month terms are listed at 5.1%/year, while bank interest rates for 9-11 month terms are 5.2%/year.

The highest bank interest rate is currently 5.4%/year, applied to deposits with terms of 12 - 36 months.

The interest rates at GPBank counters listed for deposit accounts from 500 million VND or more and from 1 billion VND or more are 0.05%/year and 0.25%/year higher than the above interest rate table, respectively, applied for terms of 6 - 13 months.

Thus, the highest mobilization interest rate after adding interest rate up to 0.8%/year can be up to 6.45%/year with deposits from 1 billion VND with term of 12 - 13 months.

GPBank is not the only bank that adds interest to depositors. Previously, a series of banks announced to give additional interest or other gifts to depositors, including Vietcombank, VietinBank, Vikki Bank, MB, Techcombank , VietBank,...

Previously, GPBank was also the first bank to increase deposit interest rates in October with an additional interest rate of 0.1%/year for 6-36 month terms from October 3, 2025.

According to statistics, 6 banks have increased their deposit interest rates since the beginning of October, including: GPBank, NCB, Vikki Bank, Bac A Bank , VCBNeo, and HDBank. Of which, Bac A Bank is the first bank to increase interest rates for the second time in a month.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON NOVEMBER 22, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.2 4.55 5.6 5.65 5.8 6.1
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.35 5.45 5.65 5.65
HDBANK 4.05 4.15 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.9 5.45 5.8 5.8
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.35 4.45 6 6 6.2 6.2
VPBANK 4 4.1 5 5 5.2 5.2
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Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-22-10-2025-tang-lai-suat-khung-cho-nguoi-gui-tien-2455165.html