Agribank interest rates October 2025

Agribank deposit interest rates in October 2025 remain stable, ranging from 2.1% to 4.8%/year, highest for 24-month term for individual customers.

Savings interest rates applied to new individual customers in October 2025

In October 2025, the Vietnam Bank for Agriculture and Rural Development ( Agribank ) maintained the interest rate range for individual customers at 2.1% - 4.8%/year when depositing directly at the counter. This is a stable interest rate, in line with market trends, helping depositors optimize their savings.

Agribank interest rates in October 2025: highest 4.8%/year for individual customers

For terms of 1-2 months, Agribank is applying an interest rate of 2.1%/year, while terms of 3-5 months enjoy a rate of 2.4%/year. Deposits with terms of 6-11 months are listed at 3.5%/year, providing a balanced choice between flexibility and profit.

For term deposits of 12-18 months, customers enjoy an interest rate of 4.7%/year, while the 24-month term currently offers the highest rate at 4.8%/year. For non-term accounts, Agribank applies an interest rate of 0.2%/year.

Agribank's deposit interest rate table for individual customers in October 2025.

Term	VND
No term	0.2%
1 month	2.1%
2 Months	2.1%
3 Months	2.4%
4 Months	2.4%
5 Months	2.4%
6 Months	3.5%
7 Months	3.5%
8 Months	3.5%
9 Months	3.5%
10 Months	3.5%
11 Months	3.5%
12 Months	4.7%
13 Months	4.7%
15 Months	4.7%
18 Months	4.7%
24 Months	4.8%
Payment deposit	0.2%

Source: Agribank.

Agribank deposit interest rates for businesses in October 2025 are stable

In October 2025, Agribank maintained the deposit interest rate schedule for corporate customers with a range of 2.1% to 4.5%/year. This is the interest rate level that the bank has kept unchanged since the adjustment at the end of 2024.

Agribank's deposit interest rate table for corporate customers, updated October 2025:

Term	VND
No term	0.2%
1 month	2.1%
2 Months	2.1%
3 Months	2.4%
4 Months	2.4%
5 Months	2.4%
6 Months	3.4%
7 Months	3.4%
8 Months	3.4%
9 Months	3.4%
10 Months	3.4%
11 Months	3.4%
12 Months	4.5%
13 Months	4.5%
15 Months	4.5%
18 Months	4.5%
24 Months	4.5%
Payment deposit	0.2%

Source: Agribank

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