Agribank interest rates October 2025

Agribank deposit interest rates in October 2025 remain stable, ranging from 2.1% to 4.8%/year, highest for 24-month term for individual customers.

Savings interest rates applied to new individual customers in October 2025

In October 2025, the Vietnam Bank for Agriculture and Rural Development ( Agribank ) maintained the interest rate range for individual savings deposits at the range of 2.1% - 4.8%/year when depositing directly at the counter. This is a stable interest rate, in line with market trends, helping depositors optimize their savings.

Agribank interest rates in October 2025: highest 4.8%/year for individual customers

For terms of 1-2 months, Agribank is applying an interest rate of 2.1%/year, while terms of 3-5 months enjoy a rate of 2.4%/year. Deposits with terms of 6-11 months are listed at 3.5%/year, providing a balanced choice between flexibility and profit.

For 12-18 month term deposits, customers enjoy an interest rate of 4.7%/year, while the 24 month term is currently the highest at 4.8%/year. For non-term accounts, Agribank applies an interest rate of 0.2%/year.

Agribank's interest rate schedule for individual customers in October 2025

Term	VND
No term	0.2%
1 month	2.1%
2 Months	2.1%
3 Months	2.4%
4 Months	2.4%
5 Months	2.4%
6 Months	3.5%
7 Months	3.5%
8 Months	3.5%
9 Months	3.5%
10 Months	3.5%
11 Months	3.5%
12 Months	4.7%
13 Months	4.7%
15 Months	4.7%
18 Months	4.7%
24 Months	4.8%
Payment deposit	0.2%

Source: Agribank.

Agribank deposit interest rates for businesses in October 2025 are stable

In October 2025, Agribank maintained the deposit interest rate schedule for corporate customers with a range of 2.1% to 4.5%/year. This is the interest rate level that the bank has kept unchanged since the adjustment at the end of 2024.

Agribank deposit interest rate table applied to corporate customers updated October 2025:

Term	VND
No term	0.2%
1 month	2.1%
2 Months	2.1%
3 Months	2.4%
4 Months	2.4%
5 Months	2.4%
6 Months	3.4%
7 Months	3.4%
8 Months	3.4%
9 Months	3.4%
10 Months	3.4%
11 Months	3.4%
12 Months	4.5%
13 Months	4.5%
15 Months	4.5%
18 Months	4.5%
24 Months	4.5%
Payment deposit	0.2%

Source: Agribank

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Source: https://baonghean.vn/lai-suat-ngan-hang-agribank-thang-10-2025-10308427.html