Bank interest rates today 7/29/2025: Interest rates...

Bank interest rates today, July 29, 2025, the highest special interest rate for depositing customers is still 9.65%/year announced by ABBank.

In addition to normal deposit interest rates , banks still have special interest rate policies to attract large deposits from corporate customers or super-rich individuals.

Currently, the highest special interest rate for savings customers is 9.65%/year, announced by ABBank, applied to customers who save from 1,500 billion VND, 13-month term, receiving interest at the end of the term.

For the same term, ABBank's interest rate for regular customers is only 5.3%/year for savings at the counter and 5.5%/year for online savings.

PVCombank is also one of the banks listing the highest special savings interest rates, up to 9%/year for customers depositing savings for 12 and 13 months and receiving interest at the end of the term.

The only condition to enjoy this special interest rate is that customers deposit from 2,000 billion VND or more.

Under VND2,000 billion, the savings interest rate at the counter announced by PVCombank for these two terms is 5%/year, and the online savings interest rate is 5.1%/year.

PVCombank also has a policy of adding deposit interest rates for priority customers.

Accordingly, priority customers will receive an additional interest rate of 0.05% - 0.15%/year when depositing for a term of 1 to less than 15 months, and an additional 0.1-0.5%/year for deposits of 15 months or more.

This is the highest interest rate among banks that maintain this policy. This means that the highest interest rate when depositing savings at PVCombank counters is 5.8%/year for terms of 24-36 months.

At HDBank , the special deposit interest rates applied by this bank are up to 7.7%/year for 12-month term and 8.1%/year for 13-month term. Meanwhile, the normal deposit interest rates for these two terms are 5.5%/year and 5.7%/year respectively.

To enjoy the highest deposit interest rate above, customers need to have a minimum account balance of 500 billion VND.

At Vikki Digital Bank (Vikki Bank), the interest rate at the counter for regular customers, with a 13-month term and interest paid at the end of the term, is 5.7%/year. However, with a special interest rate policy, Vikki Bank adds 1.8%/year to the interest rate for depositors with a deposit of VND999 billion or more, equivalent to the highest savings interest rate at Vikki Bank counters of up to 7.5%/year.

ACB Bank also maintains a special interest rate of 6%/year for customers who deposit 200 billion VND or more with a term of 13 months and receive interest at the end of the term. The interest rate at the bank counter for the same term for regular customers is only 4.5%/year.

MSB Bank used to have a policy of applying a special interest rate of up to more than 9%/year for customers depositing amounts of thousands of billions of VND or more, however this program has ended. Instead, MSB announced a special interest rate for customers depositing savings online.

Accordingly, the special interest rate for 6-month terms is 5.3%/year; the special interest rate for 12-month, 15-month and 24-month terms is 5.9%/year. These interest rates are only 0.3%/year higher than the bank interest rates applied to regular customers, applied to deposit accounts from 5 billion VND.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 29, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.2	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	3.75	4.65	4.65	4.85	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2