On the first working day after the holiday, Techcombank adjusted the interest rate for all terms from 1-36 months, with an increase of 0.1%/year.
Previously, Techcombank reduced 0.1%/year deposit interest rates for terms from 1-36 months at the end of April.
Thus, the deposit interest rate at this bank has returned to the old interest rate before adjustment.
According to the online interest rate table for deposit accounts under 1 billion VND, the bank interest rate for a term of 1-2 months is 3.25%/year; for a term of 3-5 months is 3.55%/year; for a term of 5-11 months is 4.55%/year.
Bank interest rates for terms from 12-36 months also increased to the old level of 4.75%/year.
For deposit accounts from 1 billion to under 3 billion VND, Techcombank's savings interest rate applied for terms from 1-5 months is 0.1% higher per year, and for terms from 6-36 months is 0.05% higher per year compared to the savings interest rate table under 1 billion VND.
For deposit accounts from 3 billion VND, Techcombank's savings interest rate applied for terms from 1-5 months is 0.2% higher per year, and for terms from 6-36 months is 0.1% higher per year compared to the savings interest rate table under 1 billion VND.
Specifically, according to the online interest rate table applied to newly opened deposit accounts from 1 billion VND to less than 3 billion VND, the bank interest rate for a term of 1-2 months is 3.35%/year; a term of 3-5 months is 3.65%/year; a term of 6-11 months is 4.6%/year and a term of 12-36 months is 4.8%/year.
Interest rates applied to newly opened deposit accounts from 3 billion VND are as follows: Term 1-2 months is 3.45%/year; Term 3-5 months is 3.75%/year; Term 6-11 months is 4.65%/year and the highest interest rate for terms 12-36 months is 4.85%/year.
Techcombank is also the only bank to adjust deposit interest rates on the first working day of May 2025.
In April, 9 banks reduced deposit interest rates , including: VPBank, MB, Eximbank, Nam A Bank, OCB , VCBNeo, GPBank, Techcombank and Viet A Bank, bringing the total number of banks that have reduced deposit interest rates after February 25 to 29.
INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 5, 2025 (%/YEAR) | ||||||
BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
BAC A BANK | 3.7 | 4 | 5.15 | 5.25 | 5.6 | 5.9 |
BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
EXIMBANK | 4 | 4.1 | 5.1 | 5.2 | 5.3 | 5.7 |
GPBANK | 3.75 | 3.85 | 5.65 | 5.75 | 5.95 | 5.95 |
HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.6 |
MB | 3.9 | 4.2 | 4.6 | 4.6 | 5 | 5 |
MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
TECHCOMBANK | 3.25 | 3.55 | 4.55 | 4.55 | 4.75 | 4.75 |
TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
VCBNEO | 4.15 | 4.35 | 5.4 | 5.45 | 5.5 | 5.55 |
VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.95 | 6 | 6 |
VPBANK | 3.7 | 3.9 | 4.8 | 4.8 | 5.3 | 5.3 |
Source: https://baodaknong.vn/lai-suat-ngan-hang-hom-nay-5-5-2025-ong-lon-tang-lai-tien-gui-sau-ky-nghi-le-251475.html
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