Mr. Le Toan Thang, Deputy Director of the Department of Construction, shared this information at the conference.

Currently, Hue has 4 social housing projects underway and 7 projects undergoing investment and construction procedures. It is expected that by 2026, the city will have 3,518 social housing units with completed foundations, ensuring the fulfillment of the government's target of 3,200 units.

To promote the implementation of the project "Investing in the construction of at least 1 million social housing units for low-income earners and industrial zone workers in the period 2021-2030," the State Bank of Vietnam, in coordination with the Ministry of Construction, launched a credit program of VND 120,000 billion (currently VND 145,000 billion) for investors and homebuyers in social housing projects, worker housing, and old apartment building renovations. However, to date, the VND 145,000 billion credit package has yet to attract any customers.

Along with this funding, the Social Policy Bank also implemented a social housing loan program to enable customers to purchase or lease-purchase social housing; build new houses or renovate and repair existing ones. As of May 25, 2026, the total outstanding loan balance of the program reached VND 365.7 billion with 1,065 customers still having outstanding loans, with 6 customers receiving disbursements specifically for social housing lease-purchase loans. The branch is also currently receiving 53 loan applications for social housing purchases with a total estimated capital requirement of VND 33.8 billion.

After hearing representatives from the Social Policy Bank share key information regarding eligible borrowers, loan conditions, loan amounts, interest rates, and loan procedures, the delegates at the meeting proposed that the Social Policy Bank should strengthen coordination with investors as soon as new projects are launched; and coordinate with relevant departments and localities to mobilize diverse resources to supplement lending needs.

Mr. Le Toan Thang, Deputy Director of the Department of Construction, suggested that investors should specifically assess their capital borrowing needs for each stage as a basis for proposing loan requirements. The Social Policy Bank needs to strengthen its communication efforts and coordinate with the Department of Construction and investors to channel capital to eligible beneficiaries.

Hoang Anh

Source: https://huengaynay.vn/kinh-te/xay-dung-giao-thong/thao-go-kho-khan-von-vay-nha-o-xa-hoi-166167.html