Three platforms Loca AI, Cake by VPBank and AI Hay compete
Three platforms Loca AI, Cake by VPBank and AI Hay are creating a tripod, competing for the title of "Pioneering AI platform made in Vietnam" at the Better Choice Awards.
Báo Khoa học và Đời sống•18/09/2025
The Vietnamese AI "tripod" race is heating up with three names: Loca AI, Cake by VPBank and AI Hay. Each platform pursues its own mission but together aims to affirm the identity of pure Vietnamese technology.
Cake impresses with Smart Virtual Agent, serving hundreds of thousands of credit profiles and millions of financial transactions. AI Hay made its mark again with the HayLM model, trained entirely on Vietnamese data, understanding from standard language to slang.
Loca AI focuses on “Made in Vietnam” NLP with Vietnamese benchmarks, three-region accents, and domestic data infrastructure. In terms of impact, Cake popularizes digital finance, AI Hay reflects language life, and Loca maintains Vietnamese standards. All three are expanding their ecosystems: Cake expands to insurance and investments, Loca supports healthcare and education , AI Hay is strong in academia.
Who will be the pioneer depends on the vote, but certainly all three have contributed to raising the level of Vietnamese AI. Dear readers, please watch more videos: When livestream becomes an economic sector: After the boom, it must be tightened | VTV24
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