Financial Cardio: The Art of Choosing to Make Money "Never Tired"

Without daily "training", cash flow will easily stagnate and lose its vitality. From that perspective, the special episode of the Money Gym - Tireless Money series produced by VPBank chose the theme "Cash flow cardio", opening a journey to discover how to keep cash flow moving healthily and sustainably. With the guidance of MC Cong To, the program has the participation of journalist Duong Ngoc Trinh, actress, vlogger and businessman Hoang Kim Ngoc and Mr. Nguyen Phuoc Toan - Head of Account & Payment Department of VPBank.

The MoneyGym content series is produced in collaboration with VPBank, bringing stories, experiences and financial tips to help you not only manage cash flow effectively but also enjoy the journey towards prosperity to the fullest.

How to practice correctly?

At the beginning of the program, MC Cong To compared: "Money is like the body, if it remains in a sedentary state, it will become sluggish and weak." Sharing the same opinion, Editor Duong Ngoc Trinh commented, "If physical obesity is a state of excess substances, then financially, this state can be understood as having too many factors that are harmful to the health of cash flow."

From an expert perspective, Mr. Nguyen Phuoc Toan analyzed: The nature of financial cardio is not to cut spending or save extremely, but to keep the cash flow circulating, creating a steady interest rate every day . When money is constantly moving, the owner not only maintains financial health and safety but also has more resources for long-term investment and development.

Earn a lot, but keep little

There is a worrying but quite common situation among many young people today: "lifestyle inflation" - a phenomenon when a person's spending increases proportionally to their income, even increasing faster, making the standard of living higher but the ability to save and accumulate does not improve. Vlogger/Entrepreneur Hoang Kim Ngoc has also experienced a similar period. From an actress who moved into business, Hoang Kim Ngoc has experienced many ups and downs with controlling and directing cash flow. She shared: "There was a time when I spent all my earnings, from personal shopping to purposeless investments." When an incident occurs, cash flow can be completely interrupted, financial resources become weak even though I have earned more. It can be seen that earning a lot of money does not necessarily mean sustainable financial health, if there is no clear management strategy.

After the stumbles, Hoang Kim Ngoc realized the importance of taking care of her financial health. She started to cut down on risky and arbitrary expenses; always made sure to have a reserve fund in her account for peace of mind. And looked for more personal financial management tools to help optimize cash flow. From there, she started using VPBank's Super Profit feature. With simple operations and attractive yields; Super Profit helps optimize her cash flow every day while still ensuring flexibility and readiness for unexpected situations.

Journalist Duong Ngoc Trinh also agrees: " Cutting down on excess food in a meal or doing a 15-minute cardio workout cannot immediately bring about "six-pack abs" - because to achieve that requires many forms of exercise, and a long period of time to maintain - but cardio will definitely bring a feeling of refreshment, helping the heart become healthier immediately. The same goes for finances: if you want a steady, healthy cash flow, sometimes you just need to maintain a simple "exercise" every day to see clear results."

Super Profit – effective cash flow cardio tool

Amidst the unpredictable fluctuations of life, keeping cash flow healthy is essential to ensure safety, balance and peace of mind for everyone. If you consider your cash flow as a body, then investments; financial instruments with the ability to generate immediate profits are cardio exercises, helping money circulate and improve financial health. Among them, VPBank's Super Profit is a prominent name.

Like small daily exercises to maintain flexibility, Super Profit helps your idle money to generate profits continuously without having to wait. In essence, this is a form of optimizing cash flow based on clear mechanisms, which is the biggest difference compared to other short-term investment channels, which have many potential risks and require in-depth knowledge. With the combination of high safety, steady profits and high liquidity, Super Profit is like a "coach" to help you keep your cash flow in the best condition.

Mr. Nguyen Phuoc Toan shared about the development journey of Super Profit: After only 6 months of launching, the product has attracted hundreds of thousands of customers , of which more than 80% continued to use it in the following month, 73% introduced friends to join and 96% gave positive feedback. Every day, customers can receive up to 9.1 million VND in interest - numbers that show the appeal of an easy-to-use financial solution but bring impressive results.

These numbers are also associated with the diverse "financial portraits" that Money Gym brings: An Truong when he first started working, Mai Ngoc after becoming a mother, Thieu Hoa busy with business or Kim Ngoc both doing art and starting a business. Despite different circumstances, the common point is that they all worry about spending, cash flow, leisure or the definition of prosperity. It is this diversity that has become the driving force for VPBank to continuously improve the Super Profit tool, expanding access to more customer segments.

With the desire to help customers optimize cash flow, VPBank has recently launched an upgraded version of Super Profit, called Super Profit Premier. This update has three outstanding advantages: attractive automatic yield of up to 4.5% per year, simple operations with high security, and flexible deposit and withdrawal capabilities 24/7. Customers only need to activate with a maintenance threshold of 5 million VND, all operations will be pre-set, ensuring absolute safety. The yield level is also divided by threshold, optimizing the profit value for many different customer groups. All profits are transferred directly to a "separate compartment" on the VPBank NEO application, helping users proactively manage cash flow.

Mr. Toan compared: Just like in a cardio class, with the same exercise, if you adjust the intensity and frequency correctly, you will have better results; with Super Profit, the more regularly and long-term you maintain it, the more benefits you will receive.

At the end of the special episode, Money Gym – Tireless Money sends the message: the body needs exercises to become healthy, cash flow also needs "movement" to generate profits steadily. When cash flow operates properly, profit is only a part of the result. The greater value gained is peace of mind: a feeling of security, not being weighed down by the worry of currency devaluation, and prosperity – the quality of life is comprehensively improved.

VPBank introduces Profitability Toolkit – Automatic solution for "tireless" cash flow

Not stopping at inspirational sharing, the program also introduced VPBank's Profitability Toolkit - a set of optimal cash flow solutions including Super Profitability Premier and Super Prosperity.

This toolkit helps users:

- Proactively set financial goals according to personal needs

- Choose profitable packages that fit your spending plan

- Transparent, flexible, easy-to-understand results tracking

Make a profit now: https://go.vpbank.com.vn/super-sinh-loi

Learn more at: https://supersinhloi.vpbank.com.vn/

Source: https://vtv.vn/cardio-tai-chinh-nghe-thuat-lua-chon-giup-tien-khong-moi-100251017141622601.htm