Bank interest rates today 7/14/2025: Banks...

Bank interest rates today, July 14, 2025, recorded another bank increasing deposit interest rates by 0.2%/year for deposit terms from 1-7 months.

Vietnam Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCBNeo) has just become the next bank to increase deposit interest rates, with an increase of 0.2%/year applied to deposits with terms from 1-7 months.

The adjustment of deposit interest rates takes place with all VCBNeo savings products from today, July 14.

According to the latest online banking interest rate table of this bank, the interest rate for the 1-2 month term increased to 4.35%/year; the 3-4 month term increased to 4.55%/year and the 5 month term was adjusted to increase to 4.7%/year.

VCBNeo is one of the few banks maintaining a deposit interest rate above 4%/year for terms from 1-5 months.

Meanwhile, the latest 6-7 month online savings interest rate at VCBNeo also increased to 5.6%/year from today.

Interest rates for deposits of the remaining terms remain unchanged. Accordingly, the interest rate for online deposits of 8 months is 5.4%/year; 9-11 months is 5.45%/year; 12 months is 5.5%/year and 13-60 months is 5.55%/year.

Thus, the highest interest rate announced by VCBNeo is 5.6%/year, for deposit terms of 6-7 months.

With the same interest rate adjustment, the savings interest rate at the counter for individual customers receiving interest at the end of the term is adjusted by VCBNeo as follows:

The interest rate for 1-2 month term savings is 4.15%/year; 3-4 month term is 4.35%/year; 5 month term is 4.6%/year; 6-7 month term is 5.3%/year; 8 month term is 5.2%/year; 9-11 month term is 5.25%/year; 12 month term is 5.3%/year and 13-60 month term is 5.45%/year.

With the counter savings product called "Van Loc Deposit", specifically applied according to the characteristics of each region and each unit, VCBNeo lists higher interest rates than at the regular counter.

Even the deposit interest rates for terms of 1-5 months of this product are listed at the same level as the online deposit interest rates. The deposit interest rates for terms of 1-60 months are 0.1%/year lower than the online deposit interest rates.

VCBNeo is the fourth bank to adjust deposit interest rates, and the third bank to increase interest rates in July. Previously, VPBank increased savings interest rates for terms of 1-36 months by 0.1%/year; Techcombank increased deposit interest rates for terms of 1-36 months by 0.1-0.2%/year.

On the contrary, Bac A Bank reduces interest rates by 0.1%/year for terms from 1-36 months.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 14, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.1	5.6
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	3.75	4.65	4.65	4.85	4.85
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2