Woori Bank Vietnam (Woori Bank) is listing the highest deposit interest rate at only 4.7%/year, according to the deposit interest rate table updated on the bank's website.

However, at this bank's transaction points, the periodic savings product for individual customers can be up to 6.5%/year.

However, it is not easy to achieve this highest interest rate.

According to research, to be able to receive an interest rate of up to 6.5%/year, customers must meet the following criteria: minimum deposit term of 24 months to a maximum of 36 months; minimum initial deposit of 5 billion VND.

Woori Bank's cumulative savings products also apply additional interest rates according to different initial deposit levels: under 500 million VND, from 500 million VND to under 1 billion VND, from 1 billion VND to 2 billion VND,...

Unlike regular savings products, periodic savings help customers proactively accumulate regularly, do not require minimum/maximum balance, common deposit terms are from 6-60 months. In principle, customers deposit money on a specified date every month. Deposit interest is paid by the bank on the maturity date.

Accumulated savings products are also being widely applied by domestic commercial banks, however the bank interest rate difference is not significant compared to regular savings products.

In addition, banks also pay very high savings interest rates for particularly large deposits.

For example, Nam A Bank lists a 5.6%/year interest rate for customers making regular 24-month savings deposits, and 6%/year for deposits of 500 billion VND or more.

This bank also recently announced a plan to issue certificates of deposit with interest rates up to 7%/year. The minimum issued certificate of deposit is 100 million VND/customer. The issuance period is from September 13 to December 13, 2025.

ACB is also listing the highest interest rate of up to 6%/year for customers depositing savings of 200 billion VND or more.

At PVCombank, the 12-13 month term deposit interest rate is up to 9%/year for customers depositing from 2,000 billion VND or more.

Notably, ABBank listed the highest interest rate at 9.65%/year for 13-month deposits with an amount of VND1,500 billion or more.

At HDBank , special interest rates are applied for 12 and 13 month terms, respectively 7.7% and 8.1%/year. Conditions for individual customers to receive interest at the end of the term and deposit a minimum amount of VND 500 billion.

Vikki Bank applies a special interest rate for customers with a 13-month term deposit with a deposit balance of VND 999 billion or more; 1.8% higher per year than the regular interest rate currently applied for the same term.

With the interest rate at the counter to receive interest at the end of the term being 5.7%/year, the highest interest rate for special customers of Vikki Bank is 7.5%/year.

ONLINE DEPOSITS INTEREST RATES AT BANKS ON SEPTEMBER 22, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.8 4.1 5.25 5.35 5.5 5.8
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.25 5.35 5.55 5.55
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.8 4.9 5.8
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.6 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.15 4.35 5.65 5.65 5.95 6
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2
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Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-22-9-2025-gui-5-ty-dong-nhan-lai-6-5-the-nao-2444831.html