Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) has just announced to increase deposit interest rates again for all terms.
Interest rates for deposits with terms from 1-36 months at VPBank have increased by 0.1%/year for all savings deposit products.
According to the latest online interest rate schedule for deposits with interest paid at the end of the term applied to deposit accounts under 3 billion VND, the bank interest rate for a 1-month term is 3.7%/year, for a 2-5 month term is 3.8%/year, for a 6-11 month term is 4.7%/year, for a 12-18 month term is 5.2%/year and for a 24-36 month term is 5.3%/year.
For online deposit accounts from 3 billion VND to less than 10 billion VND, VPBank applies similar interest rates, except that the bank interest rate for 24-36 month terms is 0.1% higher per year, equivalent to an interest rate of 5.4% per year.
The latest online deposit interest rates applied to deposit accounts from 10 billion VND to under 50 billion VND announced by the bank include: 1-month term interest rate is 3.8%/year; 2-5 month term is 3.9%/year; 6-11 month term is 4.8%/year; 12-18 month term is 5.3%/year and 24-36 month term is listed with the highest deposit interest rate of 5.5%/year.
Below is a table of interest rates for term deposits online with interest received at the end of the term of banks in Vietnam, updated as of June 2025:
| Bank | 1 month | 3 months | 6 months | 12 months | 18 months | 24 months | 36 months |
| Techcombank | 3.45 | 3.75 | 4.65 | 4.85 | 4.85 | 4.85 | 4.85 |
| VPBank | 3.8 | 4.0 | 5.0 | 5.5 | 5.5 | 5.6 | 5.6 |
| TPBank | 3.7 | 4.0 | 4.8 | 5.3 | 5.5 | 5.8 | 5.8 |
| SeABank | 3.7 | 3.7 | 5.4 | 6.1 | 6.15 | 6.2 | 6.25 |
| VIB | 3.8 | 3.9 | 4.9 | - | 5.3 | 5.4 | 5.4 |
| Vietcombank | 1.6 | 1.9 | 2.9 | 4.6 | - | 4.7 | - |
| VietinBank | 1.7 | 2.0 | 3.0 | 4.7 | 4.7 | 4.7 | 4.8 |
| Agribank | 2.2 | 2.5 | 3.5 | 4.7 | 4.7 | 4.8 | - |
| BIDV | 2.0 | - | 3.3 | 4.7 | 4.7 | 4.9 | 4.9 |
| MBBank | 3.2 | 3.6 | 4.3 | 5.05 | 5.05 | 5.9 | 5.9 |
| ACB | 3.1 | 3.5 | 4.2 | 4.9 | - | - | - |
| ABBank | 3.2 | 3.8 | 5.6 | 5.9 | 5.6 | 5.5 | 5.5 |
| MSB | 4.1 | 4.1 | 5.6 | 5.8 | 5.8 | 5.8 | 5.8 |
| LPBank | 3.6 | 3.9 | 5.1 | 5.5 | 5.8 | 5.8 | 5.8 |
| GPBank | 3.5 | 4.02 | 5.35 | 6.05 | 6.15 | 6.15 | 6.15 |
| Eximbank | 4.0 | 4.3 | 5.3 | 5.5 | 6.7 | 6.8 | 6.8 |
| Kienlongbank | 4.3 | 4.3 | 5.8 | 6.1 | 6.1 | 6.1 | 6.3 |
| SCB | 3.3 | 3.6 | 4.9 | 5.4 | 5.6 | 5.7 | 5.7 |
| SHB | 3.5 | 3.8 | 5.0 | 5.5 | 5.7 | 5.8 | 6.1 |
| PVcomBank | 3.3 | 3.6 | 4.5 | 5.1 | 5.8 | 5.8 | 5.8 |
| Saigonbank | 3.3 | 3.6 | 4.8 | 5.8 | 6.0 | 6.0 | 6.1 |
| VietBank | 4.2 | 4.4 | 5.4 | 5.8 | 5.9 | 5.9 | 5.9 |
| HDBank | 3.85 | 3.95 | 5.3 | 5.6 | 6.1 | 5.5 | 5.5 |
| VietABank | 3.7 | 4.0 | 5.2 | 5.7 | 5.9 | 5.9 | 6.0 |
| NamABank | 4.3 | 4.5 | 5.0 | 5.6 | 5.9 | 5.9 | 5.9 |
| DongABank | 2.8 | 3.0 | 4.1 | 4.6 | 4.6 | 4.6 | 4.6 |
| BAOVIET Bank | 3.3 | 4.35 | 5.2 | 5.8 | 6.0 | 6.0 | 6.0 |
| Viet Capital Bank | 3.9 | 4.05 | 5.4 | 6.0 | 6.3 | 6.3 | - |
| PG Bank | 3.5 | 4.02 | 5.0 | 5.5 | 5.5 | 5.5 | 5.5 |
| BacABank | 3.7 | 3.9 | 5.3 | 5.8 | 5.95 | 5.95 | 5.95 |
| NCB | 4.0 | 4.2 | 5.35 | 5.6 | 5.6 | 5.6 | 5.6 |
| CBBank | 4.15 | 4.35 | 5.85 | 6.0 | 6.0 | 6.0 | 6.0 |
| OCB | 4.0 | 4.2 | 5.2 | 5.3 | 5.5 | 5.7 | 5.9 |
| OceanBank | 4.1 | 4.4 | 5.4 | 5.8 | 6.1 | 6.1 | 6.1 |
Source: https://baohaiphongplus.vn/mot-ngan-hang-lon-tang-lai-suat-huy-dong-415969.html
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