Man in big trouble for returning 21 million VND mistakenly transferred

Man in big trouble for returning 21 million VND mistakenly transferred

The man had trouble transferring the 21 million VND he received. Illustrative photo

At the time of the incident, Xiao Liu was a second-year student at a university in Qingdao, Shandong Province, China. One day, his bank account was suddenly credited with 6,000 yuan (about 21 million VND) with a content consisting of many meaningless characters. His friends and relatives all said they did not deposit this amount.

While confused about the origin of the 6,000 yuan, Xiao Liu continued to receive a text message notification. A woman said that she had mistakenly transferred her son's tuition fee to Xiao Liu's account because she was not familiar with the new interface of the banking application. Then, this person asked Xiao Liu to transfer 6,000 yuan back to the account number so that she could pay her son's tuition on time.

After hearing this, Xiao Liu immediately transferred the 6,000 yuan he had received into the woman’s account. He also quickly forgot about the incident, thinking that it would not affect him much.

A month later, Xiao Liu received a call from a man who said he had borrowed 6,000 yuan on their website at a 2% monthly interest rate. Now it was time to repay the loan, and they asked Xiao Liu to pay both the principal and interest, or pay the interest in advance if he could not afford it.

Xiao Liu was very surprised to learn that he had a loan of more than 6,000 yuan. He thought that this might be related to the 6,000 yuan that was transferred to his account 1 month ago. After that, Xiao Liu immediately called the police to report the incident.

Based on the information Xiao Liu provided, the police checked the transactions in his bank account. They found that the 6,000 yuan Xiao Liu received a month ago came from an online lending company account.

During the investigation, the police discovered that Xiao Liu’s name and ID photo had been used to register for a loan on the company’s website. However, the young man still insisted that he had never borrowed money from anywhere.

Thinking for a while, Tieu Luc remembered that he had accessed a link that displayed the content "check credit limit". Here, he downloaded an application to his phone and provided a photo of his ID card and bank account number. After realizing the abnormality, Tieu Luc logged out and deleted the application from his phone.

The police checked the application that Xiao Liu downloaded and determined that it was a fake application, which had been launched less than half a year ago. From this, the police concluded that Xiao Liu's personal information was stolen when he logged into the application. This led to the online lending company obtaining Xiao Liu's bank account number and ID photo to arbitrarily apply for a loan of 6,000 yuan.

What to do when your account receives a strange amount of money

Following Xiao Liu’s case, Shandong Province Police (China) has advised people to be cautious if they receive unusual amounts of money deposited into their accounts. Individuals should not arbitrarily return or use this money, but should immediately report it to the bank or police for instructions on how to handle it.

In addition, in daily life, each person needs to be aware of protecting personal information, not sharing information such as: Account number, ID card number, phone number,... on unofficial websites and applications. In addition, absolutely do not click on strange links while using the phone or accessing the internet.

Source: https://giadinh.suckhoedoisong.vn/nguoi-dan-ong-gap-rac-roi-lon-khi-tra-lai-21-trieu-dong-chuyen-khoan-nham-viec-can-lam-khi-tai-khoan-nhan-duoc-so-tien-la-ai-cung-nen-biet-172241011064102788.htm