Elderly people in Ho Chi Minh City receive care at primary health care facilities - Illustration photo: T. THIEN
Many readers participating in health insurance (HI) wonder, what benefits will people over 70 years old enjoy?
According to the Law on Health Insurance, effective from July 1, people aged 75 and over who are receiving monthly pensions, and people aged 70 to under 75 who are in near-poor households and are receiving monthly pensions will be in the group paid for by the state budget .
This means that this subject has 100% of the health insurance premium paid by the state budget and is given a free health insurance card.
Accordingly, monthly death benefits are part of the death benefit regime in social insurance, paid to relatives of social insurance participants when that person passes away.
In addition, people aged 75 and over are also given priority when examining and treating patients at medical facilities.
In addition, according to specific policies of each province or city, many elderly people are given free health insurance cards.
For example, in Hanoi , all elderly people in Hanoi between the ages of 70 and under 80 will be supported with 100% of their health insurance premiums from January 1, 2024 to December 31, 2025.
Specifically, 100% support for health insurance premiums for the elderly from 70 to under 80 years old residing in Hanoi who are not subject to compulsory health insurance.
Support 70% of health insurance premium for people with mild disabilities who do not have health insurance cards and are permanent residents in Hanoi (excluding children with mild disabilities under 16 years old)...
In Hai Phong , elderly people from 70 to 79 years old who do not have pensions or social benefits; members of the City Blind Association who have not been granted free health insurance cards will also be supported with 100% of health insurance premiums according to current regulations from January 1, 2023 to December 31, 2025.
People aged 65 and over who have permanent residence registration and are actually and regularly living in Ba Ria - Vung Tau province are also entitled to the free health insurance card policy.
Or in Hai Duong province, the elderly from 70 years old to under 80 years old who have not been issued a health insurance card, have permanent residence and are living in Hai Duong province are supported by the state budget with 70% of the health insurance premium.
Currently, some other provinces and cities such as Ha Giang, Thai Binh, Ninh Binh... also use the budget to support health insurance payments for the elderly and single people to reduce the financial burden on the elderly when seeking medical treatment.
This policy will also be a source of support to increase the rate of people participating in health insurance to nearly 100%, covering the social safety net.
Source: https://tuoitre.vn/nguoi-tren-70-tuoi-duoc-huong-nhung-quyen-loi-gi-khi-tham-gia-bao-hiem-y-te-2025061615063957.htm
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