Look up Top 10 banks with the "hottest" interest rates

Bank interest rates today 1/27: Look up Top 10 banks with the — Bank interest rates today January 27. Graphics: Tra My

Which bank has the highest interest rate now?

PVcomBank leads the market when applying interest rates up to 10%/year for 12-13 month deposit terms and requires a minimum deposit of 2,000 billion VND.

Ranked second is HDBank, which applies an interest rate of 8.2%/year for a 13-month term with the condition of maintaining a minimum balance of VND 300 billion.

Statistics of banks with the highest savings interest rates today:

Summary of banks with the highest interest rates on the market today. Graphic by Tra My — Summary of banks with the highest interest rates on the market today. Graphics: Tra My

People's deposits in the banking system increased to a record high. According to the latest data from the State Bank, by the end of the third quarter of 2023, people's savings deposits in the banking system reached more than 6,449 trillion VND, an increase of 9.95% compared to the end of 2022.

According to statistics on deposit interest rates at commercial banks by Lao Dong Newspaper, the trend of decreasing interest rates has not shown any signs of cooling down. Currently, many banks have adjusted deposit interest rates to a record low, around 5%/year for terms of 12 months or more.

The highest interest rate for 3-month term is VRB and CB at 4.3%/Kienlong Bank announced an interest rate of 3.95%/year. The lowest interest rate for 3-month term is Vietcombank at only 2%/year. The interest rate difference is up to 2.3% between the bank with the highest and lowest interest rates.

The highest interest rate for 6-month term is applied by BAOVIETBank at 5.1%/year. The lowest interest rate is applied by the BIG4 group including Vietcombank, Agribank , BIDV and VietinBank at only 3.2%/year. The interest rate difference between the bank with the highest and lowest interest rate for 6-month term is up to 1.9%.

The highest interest rate for 12-month term is PVcomBank at an impressive 10%/year. Meanwhile, the lowest interest rate: ABBANK is only at 4.4%. MSB is only at 4.6%/year. The interest rate difference is up to 6.4 percentage points, a very large difference.

The highest interest rate for 24-month term is SHB at 6.2%, Nam A Bank applies 6.1%/year. The lowest interest rate: ABBank and MSB are only at 4.4% - 4.6%/year respectively. Interest rate difference: up to 1.8%.

Thus, it can be seen that the difference in interest rates between banks is quite large. This opens up opportunities for customers to choose optimally. However, customers also need to consider other factors such as reputation, service quality... when depositing money in a bank with attractive interest rates.

Compare highest bank interest rates for 3-month term

Compare the highest bank interest rates for 3-month terms. Graphic Tra My

Interest rates on 6-month savings deposits at banks

Compare the highest bank interest rates for 6-month terms. Graphic Tra My — Compare the highest bank interest rates for 6-month terms. Graphics: Tra My

Want to save for 12 months, which bank has the highest interest rate?

Compare the highest bank interest rates for 12-month terms. Graphic Tra My — Compare the highest bank interest rates for 12-month terms. Graphics: Tra My

Latest update of Agribank interest rates , Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.

Compare the highest bank interest rates for 24-month terms. Graphic Tra My — Compare the highest bank interest rates for 24-month terms. Graphics: Tra My

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

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