Chairwoman of the Social Committee Nguyen Thuy Anh.
Continuing the 7th Session, this morning (May 27), the National Assembly discussed in the hall the draft Law on Social Insurance (amended).
Presenting reports on acceptance, explanation and revision of the draft Law on Social Insurance (amended), the first issue mentioned by Chairwoman of the Social Committee Nguyen Thuy Anh was the conditions for receiving one-time social insurance for those who are not old enough to receive pension, do not continue to pay social insurance, have not paid social insurance for twenty years and have a request to receive one-time social insurance.
On this issue, at the 6th session, the Government presented two options to the National Assembly.
Option 1, workers are divided into two groups. Group 1, workers participating in social insurance before the Law takes effect (expected July 1, 2025), after 12 months are not subject to compulsory social insurance, do not participate in voluntary social insurance and have less than 20 years of social insurance payment and have a request, they are entitled to receive one-time social insurance according to current regulations (Resolution No. 93/2015/QH13).
Group 2, employees who start participating in social insurance from the effective date of the Law onwards, are not subject to the provisions on conditions for receiving one-time social insurance benefits as stipulated in Resolution No. 93/2015/QH13.
Option 2: Employees will be partially resolved, but not more than 50% of the total time contributed to the pension and death fund. The remaining social insurance payment period will be reserved so that employees can continue to participate and enjoy social insurance benefits.
According to the National Assembly Standing Committee, the context and requirements when developing plans for one-time social insurance must ensure dual goals, both institutionalizing the goals of Resolution No. 28-NQ/TW on reforming social insurance policies and harmonizing the rights of workers, in accordance with the practice and principles of social insurance.
Ms. Thuy Anh said that although the two options presented by the Government are not optimal, may not completely resolve the situation of receiving social insurance benefits at one time, and cannot be expected to prevent collective reactions from workers, these are the dominant options, especially Option 1.
In addition, there are opinions agreeing with Option 2 to avoid creating a “cut” between the participants before and after the Law takes effect. Other opinions suggest integrating Option 2 into group 2 of Option 1, accordingly, for employees who start participating in social insurance between July 1, 2025 and June 30, 2030, they will still be entitled to receive one-time social insurance according to a gradually decreasing schedule.
The majority of opinions in the National Assembly Standing Committee agreed with Option 1 proposed by the Government and was also the opinion of the majority of workers in a number of localities that the agency in charge of the review sought opinions on. However, to ensure social security for workers and minimize the need for workers to choose to receive social insurance benefits at a time, regardless of the option chosen, the Government needs to pay attention to a number of issues.
For example, soon have a support project and issue appropriate regulations so that employees participating in social insurance can borrow credit capital according to specific mechanisms and policies when facing difficulties; continue to review, supplement and perfect legal policies on labor and employment to maintain jobs and stable income for employees;
Strengthen communication work so that workers understand the benefits of receiving monthly pensions instead of choosing to receive social insurance at a one-time payment;
In addition, Vietnam Trade Union needs to increase responsibility and innovate propaganda work to help workers better understand the limitations of receiving one-time social insurance benefits.
“The Standing Committee of the National Assembly finds that this is a difficult issue with many different opinions and is directly related to the rights of many workers at present and when they reach retirement age. Therefore, in order to institutionalize the Party's viewpoints, ensure democracy, prudence, responsibility and promote the collective intelligence of National Assembly deputies in handling the issue of receiving one-time social insurance benefits, the Standing Committee of the National Assembly respectfully requests that National Assembly deputies continue to discuss and give further opinions on this issue as well as specific options to create consensus when submitting to the National Assembly for approval,” Ms. Thuy Anh reported.
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