The trend of living proactively and having a long-term financial plan

In the journey to creating a fulfilling life, pursuing your dreams and passions is important, but it is also fraught with risk. Unexpected events such as accidents or health problems can directly impact your income, disrupt your plans, and threaten your financial stability. That is why financial security is no longer a “nice to do” but an integral part of any long-term personal plan.

Understanding that, today's youth are increasingly interested in flexible insurance solutions that suit their dynamic lifestyle. Not only do they want protection against risks, they also want solutions that help strengthen their financial foundation, so they are ready to adapt to any event.

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Young people tend to look for flexible protection solutions

Hoai Nam (23 years old, Hanoi ) - a young marketing employee, shared: “I used to think that insurance was a thing of the future. But after falling off my bike and having to be hospitalized, I realized that risks spare no one. At that time, I had no savings so I had to borrow money from my parents to pay for the hospital bill - I felt quite pressured and guilty.”

Or like Minh Hoang (32 years old, Ho Chi Minh City), who just got married and is preparing to welcome his first child, said: “Now I not only have to worry about myself but also my wife and children. My wife and I have some savings so we are looking for a solution that can help protect our finances if something unexpected happens. After researching, I found that insurance is the most suitable right now.”

Financial Protection - Responsible Living Strategy

For young people who are gradually building an independent life, or young families who are building a home, proactively participating in life insurance is a choice that demonstrates a sense of responsibility and preparation for the future. Not only is it a risk reserve, insurance is also an important part of a sustainable financial strategy, helping each person feel secure in pursuing important things.

Understanding the actual needs of customers, Dai-ichi Life Vietnam officially launched a new generation of financial protection and accumulation solutions, including the main product, An Tam Song Hanh Thinh Vuong Joint Linked Insurance, and 3 accompanying products, namely 24/7 Post-Accident Care and Treatment Insurance, 24/7 Critical Illness Care and Treatment Insurance, and Premium Maintenance Support Insurance.

Inspired by 4 familiar calculations, the main product conveys a humane message: "Share protection - Reduce risks - Multiply accumulation - Share worries". In addition to the benefit of paying up to 150% of the Insurance Amount in case of Death or Total and Permanent Disability, the product also helps customers increase the value of their contract account through investment activities of the Common Linked Fund with interest rates not lower than the committed level, along with Companion Bonuses and Long-term Commitment Bonuses.

Proactively participating in insurance provides comprehensive protection and peace of mind for families. (1) (1).jpg
Proactively participating in insurance provides comprehensive protection and peace of mind for families.

The highlight is that customers can proactively adjust their financial plan according to each stage of life - prioritizing savings or increasing protection. In addition, at important milestones such as marriage, childbirth or children changing school levels, customers can increase the Insurance Amount (up to 500 million VND) without having to declare their health.

The product also integrates a parallel privilege to protect an additional relative - paying additional Accidental Death benefits to a relative, without the need for additional fees or health assessments.

Along with the main product, 3 additional products help complete the financial protection ecosystem for customers:

- 24/7 Accident Care Insurance provides financial support when customers have an accident with Accidental Disability benefits paying up to 100% of the Insurance Amount depending on the level, supporting hospital fees up to 900,000 VND/day globally and extending protection to age 75. In particular, the product pays up to 120% of the Insurance Amount in case of Death due to a motorbike accident - a popular means of transportation for Vietnamese people.

- 24/7 Critical Illness Care Insurance protects against up to 88 illnesses, including 35 mild illnesses and 53 serious illnesses, paying for up to 3 mild illnesses and 1 serious illness with total benefits up to 250% of the Sum Insured. The product provides comprehensive financial support during treatment and recovery.

- Premium Maintenance Support Insurance helps maintain the contract in effect when the Insured unfortunately dies or is Totally and Permanently Disabled. When an Insurance Event occurs, Dai-ichi Life Vietnam will continue to pay premiums for the main product and accompanying products on behalf of the customer, and provide financial support up to 200% of the Insurance Amount.

Taking out insurance is not only a smart financial decision but also a commitment to protect the most important values: health, family and future. With the new generation of solutions from Dai-ichi Life Vietnam, customers can feel more secure in every journey, from personal experiences to long-term plans for the family.

Details at: https://dai-ichi-life.com.vn/giai-phap-bao-hiem

Ngoc Minh

Source: https://vietnamnet.vn/dai-ichi-life-viet-nam-tiep-suc-de-nguoi-tre-song-chu-dong-va-vung-vang-2414610.html