Bac A Bank's counter and online deposit interest rates in May 2025

Interest rate on deposits at the counter under 1 billion VND at Bac A Bank in May 2025

Bac A Bank has adjusted the savings interest rate for individual customers depositing less than 1 billion VND. The interest rate table with interest paid at the end of the term currently ranges from 3.7% to 5.9%/year, applied for terms from 1 month to 36 months.

Specifically, short-term terms of 1 and 2 months are having the same interest rate of 3.7%/year, up 0.2 percentage points compared to the previous month. For 3-month terms, the interest rate increased to 4.0%/year, while for 4-month and 5-month terms, it is 4.1% and 4.2%/year, respectively.

From 6 months to 8 months, the bank applies an interest rate of 5.15%/year, while for 9-11 month terms, it increases to 5.25%/year.

Notably, the 12-month term is currently at an interest rate of 5.6%/year, and the 13-15 month term group has increased to 5.7%/year. The highest are the 18, 24 and 36 month terms, all applying an interest rate of 5.9%/year - this is the maximum rate for customers depositing less than 1 billion VND.

Bac A Bank's counter and online deposit interest rates in May 2025

Interest rate on deposits at the counter over 1 billion VND at Bac A Bank in May 2025

For savings over 1 billion VND, Bac A Bank offers higher interest rates from 3.9% to 6.1%/year, an increase of about 0.1 - 0.2 percentage points compared to the same period last month.

Specifically, interest rates for terms from 1 to 5 months increased to 3.9% - 4.4%/year. From 6 months to 11 months, banks apply interest rates ranging from 5.3% - 5.45%/year.

From the 12-month term, customers can receive 5.8%/year, an increase of 0.2 percentage points, while the 13-15-month term reaches 5.9%/year. In particular, the long-term group from 18 months onwards is set at the highest interest rate of 6.1%/year - a difference of 0.2 percentage points compared to the limit under 1 billion.

Source: https://baonghean.vn/lai-suat-tien-gui-tai-quay-va-online-cua-bac-a-bank-thang-may-2025-10297166.html