According to the Ministry of Finance , in the first 6 months of 2025, monetary policy will continue to be operated proactively, flexibly, promptly, effectively, and in synchronous, harmonious, and close coordination with fiscal policy and other macroeconomic policies.
Thereby, contributing to supporting economic growth, stabilizing the macro economy , controlling inflation, stabilizing the monetary and foreign exchange markets and the banking system.
In June 2025, the State Bank will continue to maintain operating interest rates to facilitate credit institutions to access capital from the State Bank at low cost, contributing to supporting the economy.
The State Bank directed credit institutions to continue to reduce operating costs, increase the application of information technology, digital transformation and other solutions to strive to lower lending interest rates.
Accordingly, the lending interest rate level continues to decrease, with the average lending interest rate for new transactions of commercial banks at 6.3%/year, down 0.6%/year compared to the end of 2024. The deposit interest rate for new transactions is at 4.1%/year, equivalent to the end of 2024.
NAM ANH
Source: https://baovinhlong.com.vn/kinh-te/202507/mat-bang-lai-suat-cho-vay-tiep-tuc-co-xu-huong-giam-0452def/
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