Ho Chi Minh City proposes that 100% of students have health insurance, raising support level to 70%

This is one of many proposals with solutions contributing to realizing the targets for developing social insurance and health insurance that have just been submitted by Ho Chi Minh City Social Insurance to the City Party Committee and People's Committee.

Ho Chi Minh City proposes to increase health insurance support for students to 70% - Illustration photo: VNA

The Ho Chi Minh City Social Insurance Department's proposed solutions this time are said to be aimed at concretizing the Central Resolution No. 28-NQ/TW on reforming social insurance and health insurance policies.

70% support for students

In a report sent to the City Party Committee and People's Committee of Ho Chi Minh City, the City Social Insurance emphasized that the rate of students participating in health insurance at many universities and colleges in the city is currently low - below 80% or even only reaching 50 - 60%.

The reason is that students have a subjective mentality, do not fully understand the role of health insurance, have financial difficulties or wait until they need medical treatment to buy it. Some schools have not organized propaganda and mobilization work well.

From there, Ho Chi Minh City Social Insurance proposed to include health insurance content in the resolution and work program of the school year; assign the target of 100% student health insurance participation as a competition criterion; include compulsory student health insurance payment in the collection at the beginning of the school year, especially for students from the second year onwards.

The Youth Union and Student Association of schools should strengthen their role in advising students to participate in health insurance; mobilize and support part of the payment, and give health insurance cards to students from disadvantaged groups.

As for students in the whole city, the proposed health insurance support level is 20%. Because the Health Insurance Law stipulates that students are required to participate and are supported by the state budget at 50%, students in the city will have their support level increased to 70%.

Proposing development targets for social insurance and health insurance

Ho Chi Minh City Social Insurance proposes to include social insurance and health insurance development targets in the annual socio-economic development targets and tasks. This is to improve the coverage of social insurance and health insurance throughout the area.

In particular, the City Social Insurance aims to have about 62% of the working-age workforce participating in social insurance by 2030, of which farmers and informal sector workers participating in voluntary social insurance account for about 5% of the working-age workforce.

About 57% of the working-age population participates in unemployment insurance. At least 60% of people over retirement age receive monthly pensions, social insurance and social retirement benefits. The satisfaction index of social insurance participants reaches 98%. The rate of health insurance participants reaches over 95%.

Support for people aged 45 - 60

To encourage people to participate in social insurance, the City Social Insurance proposed that the City support voluntary social insurance payments for people between the ages of 45 and 60.

The proposed city budget support level is 20%, in addition to the central government's support level of 20%, bringing the total support level to 40%. When participating for 15 years, you will be eligible to receive a pension when you reach the age, and will be issued a health insurance card with a benefit level of 95%.

The group from 60 years old to under 75 years old, not eligible for pension and State protection policies, is proposed to have 100% health insurance support.

Proposal to support 100% social insurance payment for: workers whose unemployment benefits have expired (more than 3 months without a job, support within 12 months); forces participating in protecting security and order at the grassroots level; groups of subjects under the sustainable poverty reduction program of Ho Chi Minh City in the period of 2025 - 2030.

Ho Chi Minh City Social Insurance proposed that the City Party Committee and the City People's Committee direct the Party Committees, Steering Committees of Project 06, the City, Commune, Ward, and Special Zone Police to provide data on subjects whose contributions are paid by the state budget or supported by the state budget according to the provisions of Law No. 51/2024/QH15 on amending and supplementing a number of articles of the Law on Health Insurance and Decree 188 of the Government so that the Social Insurance can review and issue cards promptly.

New subjects added from July 1, 2025: people in safe revolutionary communes during the resistance war against France or the US currently residing in safe communes; people awarded the title of People's Artisan, Meritorious Artisan belonging to households with an average monthly income per capita lower than the basic salary; victims of post-war bombs and mines; people participating in the resistance war, defending the Fatherland, performing international duties and other subjects whose health insurance has been paid by the state budget according to regulations in legal documents issued before January 1, 2025.

Ho Chi Minh City Social Insurance proposes that all levels, sectors and mass organizations join hands in propaganda to ensure that people in the whole city have access to social insurance and health insurance policies. Especially ensuring the target of 95% of the population participating in health insurance by 2025.

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Source: https://tuoitre.vn/tp-hcm-de-xuat-100-hoc-sinh-sinh-vien-co-bao-hiem-y-te-nang-muc-ho-tro-len-70-20250813075210047.htm