Accompanying businesses to develop production and business

Agribank branches are always committed to accompanying businesses in developing effective production and business.

With a limit signed by Agribank Bac Thanh Hoa of nearly 30 billion VND, Lam Son Production and Trading Joint Stock Company (Bim Son town) has realized its production and business goals. Mr. Nguyen Quang Quy, Chairman of the Board of Directors of the company, said: “The company's business line is to produce all kinds of construction bricks for the market in and outside the province. During the process of formation and development, the enterprise has always received support from Agribank's capital source. Not only creating favorable conditions for capital, the bank also regularly adjusts interest rates, helping enterprises have more conditions to invest in facilities, purchase modern machinery and equipment to improve productivity, product quality, and increase competitiveness in the market. Currently, Agribank Bac Thanh Hoa provides us with working capital with an interest rate limit of 5.2%/year. This is a very good incentive, creating very favorable conditions for the unit to produce and do business effectively. In the first 4 months of 2025, the enterprise produced and consumed about 30 million bricks of all kinds, creating jobs for 240 workers with an average income of 10 million VND/person/month".

Agribank branches have proactively and flexibly provided credit capital to serve production and business activities, focusing on the three main growth drivers: consumption, export, investment and prioritizing five key areas including export, agriculture, high technology, small and medium enterprises, and supporting industries. In particular, banks are currently implementing the Program to accompany import-export enterprises in 2025 with a scale of VND 35,000 billion. The program is for customers who are enterprises operating in the import-export sector and need to borrow short-term capital in Vietnamese Dong. The lending interest rate is 1.6%/year lower than the normal lending interest rate floor. In addition, customers also enjoy a number of preferential policies on deposits, service fees and foreign currency exchange rates. The above program lasts until December 31, 2025 or until the program scale is reached. For customers, newly operating businesses, new service development projects, and local key projects, banks always reserve capital for priority investment, at the same time, support and advise customers to build feasible investment plans and bring the highest efficiency...

With strong capital capacity, modern technology, especially a team of professional, dynamic and always dedicated and thoughtful staff, Agribank branches in the area are ready to provide investment capital to develop and expand production, business, comprehensive and diverse banking products and services, many other utilities with the best quality for all customers in the area such as: Deposit services, loans and guarantees, domestic payments, international payments, border payments. At the same time, continuously deploy promotional programs, fee exemptions and reductions for customers registering to use modern banking products and services, new utilities such as: E-banking, card services, bill payment, collection of electricity, water, telephone... to increase benefits for customers when using.

To better serve the needs of customers, Agribank branches in the province are constantly developing their network and distribution channels to bring products and services closer to customers. Currently, the branches have a network operating in all areas of the province with 3 type I branches, 31 type II branches, 34 transaction offices, 2 mobile transaction points with specialized cars, 91 ATMs/CDMs, and more than 500 POS machines. Agribank branches are accompanying more than 1.3 million customers with deposits, loans, and use of banking and financial products and services. During its operation, together with the entire Agribank system, Agribank branches in Thanh Hoa province have promoted their pioneering and exemplary role in implementing the Party and State's policies and guidelines on currency and banking with many creative, effective and appropriate solutions, making important contributions to socio-economic development, effectively implementing the National Target Program on new rural construction, the sustainable poverty reduction program, the digital transformation program and the national comprehensive financial strategy... contributing to the fight against the "black credit" evil, ensuring social order and safety in localities.

Article and photos: Minh Ha

Source: https://baothanhhoa.vn/dong-hanh-cung-doanh-nghiep-phat-trien-san-xuat-kinh-doanh-248352.htm