Global Petroleum Commercial Joint Stock Bank (GPBank) and Vikki Digital Bank (Vikki Bank) have both listed an interest rate of 5.65%/year for 6-month online deposits. This is the highest bank interest rate on the market today for 6-8 month deposits.
Another commercial bank that is also in the leading group in terms of 6-month deposit interest rates is MBV. This bank lists a deposit interest rate of 5.5%/year.
Bao Viet Commercial Joint Stock Bank (BaoViet Bank) came next when it announced the online savings interest rate for a 6-month term of 5.45%/year.
Banks: ABBank, VCBNeo and VietBank list bank interest rates of 5.4%/year for 6-month online savings deposits.
For the same term, the interest rate announced by NCB and Bac A Bank is 5.35%/year, while the mobilization interest rate at HDBank is 5.3%/year; BVBank is 5.15%/year; banks: KienLong Bank, LPBank, Viet A Bank all listed the interest rate at 5.1%/year.
OCB , MSB and PGBank all listed savings interest rates of 5%/year for a 6-month term.
The remaining banks listed interest rates below 5%/year for 6-month term deposits.
Of which, the lowest interest rate belongs to Vietcombank and SCB, only 2.9%/year for 6-9 month term. VietinBank and BIDV both listed interest rate 3.3%/year, while at Agribank it is 3.7%/year.
Since the beginning of June 2025, 3 banks have reduced deposit interest rates, including LPBank, Bac A Bank and VPBank. GPBank is the first bank to increase deposit interest rates up to this point.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS ON JUNE 16, 2025 AT BANKS (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.9 | 4.2 | 5.35 | 5.45 | 5.6 | 5.9 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.1 | 5.6 |
| GPBANK | 3.95 | 4.05 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
| MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.25 | 3.55 | 4.55 | 4.55 | 4.75 | 4.75 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.15 | 4.35 | 5.4 | 5.45 | 5.5 | 5.55 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.65 | 5.95 | 6 |
| VPBANK | 3.6 | 3.7 | 4.6 | 4.6 | 5.1 | 5.1 |
Source: https://baodaknong.vn/lai-suat-ngan-hang-hom-nay-16-6-2025-nha-bang-co-lai-tiet-kiem-ky-han-6-thang-cao-nhat-255683.html
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