MB Visa Hi BIZ: Optimize spending - Streamline management

According to MB research, 40% of SMEs are concerned about expense reconciliation and invoice management, while most importers face obstacles with international payment methods that take 3-5 days and require multiple documents. At the same time, business operating costs in the first 9 months of 2025 increased by 5.8-7.2% depending on the industry. These figures show the urgent need for a digital financial solution that is both flexible and cost-effective.

MB Visa Hi BIZ is designed as a multi-purpose corporate card, capable of integrating two sources of funds including credit cards and debit cards, providing maximum flexibility in corporate spending. Instead of having to manage multiple types of cards or manually process reconciliation documents, businesses can control all spending centrally on the BIZ MBBank digital ecosystem, where all transactions are synchronized in real time and decentralized by department, employee or purpose of use.

The highlight of the new version is the refund policy of up to 30 million VND per year, focusing on 4 essential spending groups: online advertising, business travel, customer service, travel and management software. These are areas that account for a large proportion of SME budgets, especially when 79.2% of businesses expect to increase marketing costs in 2025 (according to Vietnam Report). With the strong advertising trend on Facebook, Google or TikTok, the 2.5% refund program for advertising spending is expected to help businesses significantly optimize their communication budget.

In addition, the foreign currency conversion fee of only 1.2% is also one of the competitive advantages of the MB Visa Hi BIZ card, helping businesses save costs in international transactions.

One of the breakthrough innovations is that MB integrates the Global Trade Payment Platform (GTPP) into corporate cards. This is a platform developed by Visa and KOTRA, allowing Vietnamese businesses to pay directly to Korean partners using MB Visa Hi BIZ cards, with processing time within the same day, instead of 3-5 days like traditional money transfer methods.

The GTPP system not only helps shorten transaction times but also standardizes cross-border payment processes, especially suitable for SMEs with import transactions but lacking resources to handle complex procedures. KOTRA representatives assessed that the standardization of Vietnam - Korea payments will create favorable conditions for the two markets to continue expanding the scale of trade, which has reached more than 80 billion USD in 2024.

In October 2025, MB was honored by Visa with two important awards: “Pioneering innovative bank promoting corporate cards” and “Pioneering bank in B2B payment solutions for SMEs”. This is considered a clear recognition of MB's strong and consistent digital transformation strategy over the years.

According to Mr. Nguyen Xuan Cuong, Deputy Director of MB Digital Banking, MB Visa Hi BIZ card is not simply a payment method, but a “one-touch financial tool” that helps businesses manage spending based on data. When cash flow is transparent and recorded in real time, budget-related decisions become more accurate and efficient.

With a minimalist design, integrated 2 sources of money, attractive cashback rates, competitive foreign currency fees and cross-border B2B payment capabilities, MB Visa Hi BIZ is expected to become a "must-have" corporate card for Vietnamese businesses in the era of smart governance.

Currently, MB is issuing the product for free and the first year annual fee is free. Businesses can register via the MBBank website, hotline MB247 (1900 9045), BIZ Helper or at MB branches nationwide.

Source: https://baocantho.com.vn/mb-visa-hi-biz-toi-uu-chi-tieu-quan-tri-tinh-gon-a194458.html