Efforts in mobilizing and bringing capital to the people

The capital mobilization team regularly monitors the performance of each staff member to remind and urge them, raising their sense of responsibility for capital mobilization work, striving to complete the assigned plan well. Focus on marketing potential customers, strengthen propaganda about new products to attract more customers while implementing many measures to retain traditional customers. Develop a topic on capital growth for all staff members. Assign specific tasks to each member to market potential customers in communes and towns on capital mobilization work to achieve the plan targets assigned by Agribank province. Thanks to good performance in all aspects, Agribank Phan Ri Cua Branch has a fairly large source of capital mobilization.

A customer of Agribank Phan Ri Cua Branch won a SH motorbike from the program "Golden Birthday - Thousands of gifts".

Mr. Vo Truong Di - Director of Agribank Phan Ri Cua Branch, said: The mobilized capital to date is 1,085,447 billion VND. The total outstanding debt is 1,328,845 billion VND, compared to the beginning of the year, an increase of 5,043 billion VND, an increase of 0.38%, of which short-term debt is 799,014 billion VND, accounting for 60.12% of total outstanding debt, medium-term debt is 434,678 billion VND, accounting for 32.71% of total outstanding debt, long-term debt is 95,153 million VND, accounting for 7.17% of total outstanding debt...

At Agribank Phan Ri Cua Branch, the coordination with organizations and unions to lend households up to 200 million VND according to the direction of superiors is quite good. Up to now, the branch has lent through organizations and unions 265.875 billion VND/71 groups/2,844 members, accounting for 20% of total outstanding loans, an increase of 9.491 billion VND compared to the beginning of the year, an increase of 3.7%. Of which, loans through the Farmers' Association are 147.145 billion VND/32 groups/1,489 customers. The Women's Association is 114.878 billion VND/35 groups/1,307 customers. The Veterans' Association is 3.707 million VND/3 groups/47 customers. The Youth Union is 145 million VND/1 group/1 customer. In addition to providing capital to associations and unions, the branch also promotes propaganda and raises awareness among members in accessing banking products and services, especially accessing credit capital for investment in production and business to develop the local socio -economy.

According to Mr. Vo Truong Di, Agribank Phan Ri Cua Branch has been operating well in all areas thanks to the good application of stages such as organizing and thoroughly grasping the guiding viewpoints of Agribank Binh Thuan and implementing business tasks at the branch right from the beginning of the year, thereby verifying the goals, orienting the key tasks to operate and complete the annual business plan. Strictly complying with the ceiling on mobilization interest rates and applying lending interest rates to a number of priority areas according to the guidance of the State Bank and the guiding documents of Agribank Binh Thuan. Strictly directing the management of loans, focusing on handling and recovering bad debts, reasonably saving management costs, focusing on interest collection, increasing service revenue, striving to complete the targets assigned by Agribank Binh Thuan. Pay attention to and actively deploy banking services such as card issuance, remittance payments, salary payments via accounts, payment guarantees, credit guarantees, opening beautiful account numbers... to increase service revenue, contributing to improving financial capacity. Debt management and monitoring have been focused on and directed more closely, minimizing bad debt occurrence. The task of handling bad debt recovery and debt after risk handling is an important task, proposing appropriate handling directions...

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