OCB representative received the certificate of Top 50 most effective listed companies in Vietnam 2025 - Photo: VGP/PD
OCB: 'Sweet fruit' from governance and sustainable development goals
The award not only honors businesses with impressive business growth results, but also evaluates the overall management capacity and adaptability of businesses to unpredictable fluctuations of the economy .
Being included in this prestigious ranking is an objective and valuable recognition, showing that OCB has maintained solid performance in core business segments for many consecutive years, while affirming the vision of a leading listed bank.
Up to now, OCB is one of the banks that is assessed to have effective business operations in a sustainable direction when the core business activities have continuously grown steadily. In fact, in 2024, when the general market had many fluctuations, OCB immediately had flexibility, strongly changed its business strategy as well as the bank's operations. Up to now, after more than a year, the bank has been reaping many clear results.
OCB continues to promote its strategy of focusing on individual customers, small and medium enterprises, and innovative start-ups; providing capital, promoting green finance and strong digital transformation, creating a comprehensive ecosystem for customers in accordance with the spirit of Resolution No. 68-NQ/TW of the Politburo on private economic development.
OCB honored in Top 50 most effective business companies in Vietnam
Accordingly, the small and medium-sized enterprise (SME) customer segment recorded an impressive growth rate of 51.7%, strongly affirming the role of banks in the journey of sustainable development with the SME business community - a key force contributing significantly to the overall development of the new economy.
OCB is also the first bank in Vietnam to provide medium and long-term loans to a startup, focusing on the startup’s cash flow, operational capacity and growth potential. Not only that, this is also a relatively large amount to help the business have more financial resources to develop in the next 5-6 years.
In particular, OCB agreed to let Start-ups disburse most of the loan value to repay the investment capital, instead of only disbursing for each new project. This allows businesses to proactively and flexibly regulate capital flows effectively. The credit appraisal process for this case is also very special. OCB has delved deeper into the structure and true potential of the business, finding solutions for both parties to understand, build trust and accompany each other for a long time.
OCB: A pioneer bank in the journey of comprehensive digital transformation
In addition, one of the distinctive marks that has helped OCB achieve impressive results in recent years is its comprehensive digital transformation strategy. From a very early age, the bank has invested heavily in the Open Banking model and expects this to be OCB's biggest differentiator. Because integrating Open API into the operating system helps businesses save a lot of costs from technology infrastructure, human resources, operations, and at the same time shortens processing time thanks to the ability to automate the data reconciliation process - completely replacing the manual reconciliation process which is time-consuming and prone to errors.
Up to now, the number of Open API connection transactions with OCB has increased by 57.9% compared to the same period last year; transaction value has increased by 184.8%; average CASA has increased by 31.8%. At the same time, the application of artificial intelligence (AI) and big data to improve service capacity and optimize customer experience has also been promoted and continuously improved by OCB.
OCB is considered one of the banks with the ability to adapt flexibly and effectively to unpredictable fluctuations of the economy - Photo: VGP/PD
As a result, as of June 30, 2025, the rate of digital channel transactions in the personal customer segment has always been high, growing steadily compared to the industry. The number of transactions on OCB OMNI digital bank increased by 97%; CASA increased by 28% and online savings deposit turnover increased by 30% compared to the same period in 2024. This figure not only affirms the effectiveness of the digitalization process, but also reflects the change in customers' transaction habits, showing that OCB is meeting the right needs for modern financial experiences: fast, convenient and safe.
Not stopping at business efficiency and comprehensive digitalization journey, OCB also steadfastly pursues the goal of sustainable development, promoting clean energy projects, high-tech agriculture and circular economy. This means that the bank not only focuses on economic benefits, but also puts social and environmental responsibility as a core activity in its long-term development strategy. Statistics show that green credit balance at the bank continues to increase by more than 10% in the first 6 months of 2025.
Sharing at the event, Mr. Le Dang Khoa, Director of OCB Corporate Banking Division, said: "OCB being honored in the Top 50 most effective businesses in Vietnam 2025 is a strong affirmation of the bank's correct strategic direction and steadfastness. This success is the result of the relentless efforts and trust of our customers and partners. That is also the driving force for us to continue pursuing the goal of comprehensive digital transformation and sustainable development, towards the vision of 2030, becoming the Top 5 private joint stock commercial banks in terms of ROE and ESG".
PD
Source: https://baochinhphu.vn/ocb-duoc-vinh-danh-o-top-50-cong-ty-kinh-doanh-hieu-qua-hang-dau-viet-nam-102250927160044247.htm
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