Cashless payments are gradually entering life.

After choosing to buy cakes, dried goods, vegetables, tubers, and fruits at Co.opmart Soc Trang Supermarket, Ms. Thuan (Soc Trang city) pushed her cart to the counter for the staff to calculate the total amount of nearly 1 million VND and she chose to pay by scanning the code. According to Ms. Thuan, she often uses cashless payment when shopping at supermarkets, stores, or places that accept money transfers and QR code scanning. "No need to carry cash, just need a smartphone with internet connection. Very convenient, useful and fast," Ms. Thuan shared.

Despite her advanced age, in recent years, Ms. Khanh (Soc Trang city) has been paying by bank card via POS machine every time she shops at the supermarket. Ms. Khanh said: “Every month, my pension is paid via bank card, so I always use this card to pay when shopping. Only when I go to traditional markets to buy small amounts of meat, fish, vegetables, etc., do I use cash.”

Mr. Tuan has 2 children studying at a primary and secondary school in Soc Trang city, so every month he has to pay for their meals and boarding fees. According to Mr. Tuan, before, at the beginning of the month, he had to rush to school to pay for his children, but now he just transfers money, which is very convenient.

Customers pay by scanning QR codes when shopping at supermarkets in Soc Trang city (Soc Trang). Photo: HOANG LAN

Because he often shops on e-commerce channels, Mr. Kha chooses to transfer money in advance to organizations, businesses or when the shipper arrives to deliver the goods. According to Mr. Kha, cashless payment is very fast, convenient and easy to use.

Not only do customers find it convenient, but shippers also like customers who pay without cash. According to Mr. Phuc, he delivers about 50-70 orders every day, especially during holidays and Tet, orders double, there are high-value orders so the amount of money he has to receive is very large. Therefore, when customers choose to transfer money, he is very happy because he does not have to worry about keeping or losing money when delivering goods. Mr. Phuc said that currently, most of the orders he delivers have about 50% of customers choosing to transfer money instead of paying in cash.

Currently, cashless payment methods are not only preferred by consumers but also highly supported by organizations and businesses, proactively coordinating with relevant agencies and units to diversify different payment methods to meet customer needs. A representative of Co.opmart Soc Trang Supermarket said that most of the popular modern cashless payment methods on the market are available at the supermarket such as: technology applications, payment by QR code, electronic payment wallets (ZaloPay, MoMo, VNPAY, Viettel Pay...)... In the first months of 2025, the number of customers paying cashless at the supermarket accounted for nearly 20% of total revenue, an increase compared to before and is expected to continue to increase in the coming time.

According to records, businesses on Hai Ba Trung Street (Ward 1, Soc Trang City) actively participate in the "Cashless Street" model. The owner of the Quach Mau bicycle shop said that every day, customers who come to buy bicycles choose to transfer money, accounting for about 20%, a significant increase compared to before. Currently, the shop arranges QR codes of 2 different banks for customers to easily transfer money.

By the end of 2024, in Soc Trang province, the total number of online electricity bill payments was 4,779,620 customers, with the total amount of online payments made for the electricity sector being 4,029.85 billion VND. For the water sector, the number of customers paying water bills online was 850,735 with the total amount of online payments being 191 billion VND.

According to information from the Department of Science and Technology, in Soc Trang province, there are 20 banks with a total of 147 ATMs and 1,072 POS machines installed by 14 banks in the area. The total number of active bank accounts is 1,143,908 accounts. In addition, credit institutions in the province have implemented many programs and campaigns to approach and encourage customers to use non-cash payment methods such as: marketing at stores, traditional markets, street propaganda to open and install QR codes, deploy more utilities when paying online on the internet (Internet Banking, Mobile Banking...), linking with e-wallets such as: Timo, OnePay, Momo, ZaloPay, VNPay, ShopeePay... At the same time, deploying safe and secure solutions in online payment and bank card payment, commercial banks in the province support opening, updating, changing customer information, deploying the application of electronic chips attached to citizen identification cards and VNeID application in identification to authenticate customer information; incentives when customers open payment accounts by electronic methods (eKYC). Currently in Soc Trang province, there are 3 commercial banks equipped with ATMs that accept citizen identification cards to serve people in cashless payments.

Thanks to the attention and direction of the Party Committee and the government, the participation of relevant units and organizations, and the response of people and businesses, non-cash payment methods have gradually entered life and in the future will become an indispensable payment tool in all social activities. This will contribute to helping Soc Trang effectively implement digital transformation.

HOANG LAN

Source: https://baosoctrang.org.vn/thuong-mai-dich-vu/202504/thanh-toan-khong-dung-tien-mat-dan-di-vao-cuoc-song-d511fbf/