Pillars of sustainable poverty reduction in Ninh Thuan

Ninh Thuan province has 7 administrative units (6 districts and 1 city), of which Bac Ai is classified as a poor district. The whole province has 32 ethnic groups, ethnic minorities account for 24.3%. The people's lives face many difficulties because this is one of the driest areas in Vietnam. The socio-economic development process of ethnic minority areas also faces many difficulties due to difficult natural conditions, affecting the climate, and limited investment resources, leading to a slow economic development rate compared to the general level of the province.

The poverty rate of ethnic minorities according to the multidimensional poverty standard is still high. However, overcoming all difficulties and challenges, the lives of ethnic minorities in Ninh Thuan are changing day by day thanks to the caring policies of the Party and the State; the efforts of sectors and levels in the province and the rise of the people. In particular, there is an important and effective contribution of policy credit programs.

According to the assessment of the leaders of Ninh Thuan Provincial Party Committee, over the past years, policy credit capital has not only played a pivotal role in the locality's sustainable poverty reduction, but also fulfilled the strong commitment of "leaving no one behind".

Director of the Social Policy Bank of Ninh Thuan province Le Minh Loc shared: In the journey of policy credit for social security, the policies and resolutions of the Party, the State and the locality, especially Directive No. 40-CT/TW dated November 22, 2014 of the Secretariat on "Strengthening the leadership of the Party over social policy credit" were born like a lighthouse, guiding the policy credit ship to steadily overcome the storms, spreading new vitality to every village here. Right from the early stages of implementing Directive 40 until now, the Party committees at all levels in the area have always paid attention to and focused on the leadership and direction of all policy credit activities.

Credit officers of the Social Policy Bank of Ninh Thuan province visit households borrowing capital.

At the same time, the authorities from the province to the grassroots have prioritized additional budget capital transferred to the Social Policy Bank to lend to poor households and policy beneficiaries, while focusing on supporting and creating favorable conditions for working places for transaction offices and commune transaction points of the Social Policy Bank. Thanks to that, financial resources in Ninh Thuan of State origin are managed and used by one entity, the Social Policy Bank, according to regulations.

As of March 31, the local budget capital was 182.1 billion VND, an increase of 31.7 billion VND compared to 2024, contributing to raising the total policy capital of Ninh Thuan province to 3,922 billion VND, an increase of 94.9 billion VND compared to 2024.

With the participation of the entire political system and the close coordination of agencies and departments, along with receiving financial resources from many places in the process of implementing Directive 40, the Social Policy Bank of Ninh Thuan province has persistently and proactively implemented the processes, procedures and methods of granting policy credit, fully and promptly meeting the production and business requirements of beneficiaries of the policies of the Party and State.

That is the team of credit officers who always go out and stick with the village base, with poor households to discuss and guide people to borrow capital easily, use capital for the right purpose, and achieve efficiency. That is also the construction and consolidation of a network with coverage throughout the large area of ​​the Social Policy Bank through 62 Transaction Points in communes, wards, and towns, creating the most convenient conditions for the poor to access preferential credit services. Building, consolidating and improving the quality of operations of 1,662 Savings and Loan Groups and the system of Associations and organizations entrusted from the province to the commune.

Over the course of 22 years, capital from the Ninh Thuan Provincial Social Policy Bank has contributed to helping people in urban, rural, mountainous and offshore areas escape poverty. No poor household or ethnic minority family in difficult circumstances has been forgotten by the Social Policy Bank, unable to access preferential credit policies of the Party and State.

Bac Ai is one of the poor districts of Ninh Thuan province. The whole district has 9 communes in region III with 10 ethnic groups living together, of which Raglai people account for more than 87%. To promote poverty reduction, the Vietnam Bank for Social Policies in Bac Ai district has focused on investing capital, creating jobs and livelihoods for rural workers and ethnic minorities. At the same time, it has focused on developing cooperative models.

Or in Ninh Phuoc district, the green asparagus chain linkage model with the key role of An Hai and Phuoc Hai cooperatives thanks to the use of policy capital has brought high economic efficiency. Currently, An Hai commune is the locality with the largest asparagus growing area in Ninh Thuan province with more than 120 hectares of asparagus.

Credit officers of the Social Policy Bank of Ninh Thuan province check the loan model.

In Ninh Son district, the family of Ms. Pi Nang Xuyen in Do village, Ma Noi commune is a concrete proof of the strange miracle of poverty escape of ethnic minorities. Not long ago, her family only had a small piece of land, a skinny cow and a hard life with frugal meals... Everything changed when she had access to preferential loans from the Social Policy Bank.

“With 30 million VND borrowed from the Social Policy Bank, I bought a breeding cow and took care of it like a family member. After a few years, the herd began to multiply, life became more prosperous and comfortable, and the house was also renovated to be more solid and spacious,” Ms. Pi Nang Xuyen said emotionally.

It can be affirmed that the effectiveness of policy credit capital has aroused the desire to escape poverty and build a prosperous and bright life for ethnic minorities at the end of Truong Son mountain range in Ninh Thuan province. Also from policy capital, the mountainous ethnic minority areas have moved closer to the lowlands and cities.

According to the Bank's leadership representative, promoting the achieved results, in the next journey, the Ninh Thuan Provincial Social Policy Bank will continue to actively and proactively advise and effectively organize Directive 39-CT/TW dated October 30, 2024 of the Secretariat on improving the effectiveness of social policy credit in the new period.

Specifically, promote the emulation movement for the period 2025-2030; effectively implement the targets of social policy credit programs assigned by the central government and entrusted by localities; consolidate and perfect the professional apparatus in accordance with the current administrative unit arrangement process, to best serve the customers who are poor households and other policy subjects effectively; strive to reduce bad debts, overdue debts, outstanding debts, focus on mobilizing financial resources, quickly transfer capital to the right addresses and beneficiaries, join forces to create a driving force for the sunny and windy land at the end of the Truong Son range to grow with the country.

Source: https://nhandan.vn/tru-cot-trong-giam-ngheo-ben-vung-o-ninh-thuan-post875608.html