VietinBank deposit interest rates in July 2025: Interest rate range remains stable, highest at 4.8%/year

The savings interest rate range at VietinBank in July 2025 remains between 1.6%/year and 4.8%/year, applicable to terms from 1 month to 36 months for individual customers.

Savings interest rates applied to new individual customers in July 2025

According to the updated announcement on July 2, 2025, VietinBank continues to maintain the capital mobilization interest rate table. The interest rate is still set at 1.6%/year to 4.8%/year for term savings of 1 month or more, with interest paid at the end of the term.

Specifically, the interest rate for terms from 1 to less than 3 months is currently listed at 1.6%/year.

For terms from 3 months to less than 6 months, savings interest rates at VietinBank are currently at 1.9%/year, unchanged from last month.

Term deposits from 6 months to less than 12 months are enjoying an interest rate of 3%/year, unchanged from the June interest rate schedule.

For terms from 12 months to less than 24 months, VietinBank applies a savings interest rate of 4.7%/year for individual customers.

The highest interest rate at VietinBank continues to be maintained at 4.8%/year, applied to savings with terms of 24 months or more.

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In addition, the bank still maintains the interest rate of 0.1%/year for non-term deposits. For short-term deposits of less than 1 month, the mobilization interest rate is listed at 0.2%/year.

Notably, VietinBank currently applies an additional 0.15%/year compared to the counter interest rate for customers making online savings deposits, with terms of 6 months or more and a minimum amount of 1 million VND.

The Bank notes that the above interest rates are for reference only and may vary depending on the region, branch or transaction office. For detailed information and the latest updates, customers should contact VietinBank directly at transaction points nationwide.

Term	Interest rate (%/year)
No term	0.10
Under 1 month	0.20
From 1 month to less than 2 months	1.60
From 2 months to less than 3 months	1.60
From 3 months to under 4 months	1.90
From 4 months to under 5 months	1.90
From 5 months to under 6 months	1.90
From 6 months to under 7 months	3.00
From 7 months to under 8 months	3.00
From 8 months to under 9 months	3.00
From 9 months to under 10 months	3.00
From 10 months to under 11 months	3.00
From 11 months to under 12 months	3.00
12 months	4.70
Over 12 months to 13 months	4.70
Over 13 months to under 18 months	4.70
From 18 months to under 24 months	4.70
From 24 months to under 36 months	4.80
36 months	4.80
Over 36 months	4.80

Source: VietinBank.

VietinBank savings interest rates for corporate customers in July

Term	Interest rate (%/year)
No term	0.2
Under 1 month	0.2
From 1 month to less than 2 months	1.6
From 2 months to less than 3 months	1.6
From 3 months to under 4 months	1.9
From 4 months to under 5 months	1.9
From 5 months to under 6 months	1.9
From 6 months to under 7 months	2.9
From 7 months to under 8 months	2.9
From 8 months to under 9 months	2.9
From 9 months to under 10 months	2.9
From 10 months to under 11 months	2.9
From 11 months to under 12 months	2.9
12 months	4.2
Over 12 months to 13 months	4.2
Over 13 months to under 18 months	4.2
From 18 months to under 24 months	4.2
From 24 months to under 36 months	4.2
36 months	4.2
Over 36 months	4.2