HDBank's counter and online deposit interest rates in May 2025

HDBank counter deposit interest rates May 2025

According to the updated interest rate table on May 6, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) still maintains the deposit interest rate for individual customers in the form of receiving interest at the end of the term. The interest rate range ranges from 0.5% to 8.1%/year, depending on the term and deposit limit, applied from March 12.

Short-term deposits such as 1 - 2 months are applied an interest rate of 3.35%/year, while 3 - 5 month terms are slightly higher at 3.45%/year. These rates are unchanged from the previous month.

From the 6-month term, the interest rate is raised to 5.20%/year. The terms from 7 to 11 months are currently listed at 4.60%/year.

Preferential interest rates for 12 and 13 month terms

HDBank clearly divides two types of interest rates applied for 12-month and 13-month terms, depending on the deposit limit:

With deposits over 500 billion VND, customers enjoy extremely high interest rates:

7.7%/year (12-month term)

8.1%/year (13-month term)

For deposits under 500 billion VND, interest rates are:

5.5%/year (12 months)

5.7%/year (13 months)

This is a large difference, clearly demonstrating HDBank's preferential policy for customers with large capital.

Interest rates for long terms from 15 to 36 months

Customers depositing money for 15-month and 18-month terms will enjoy interest rates of 5.9%/year and 6.0%/year respectively. Meanwhile, the 24-month and 36-month terms are being maintained at 5.4%/year, unchanged from the previous announcement.

For super short terms from 1 week to 3 weeks, interest rates are still listed at the lowest level of 0.5%/year, suitable for flexible deposits.

HDBank online deposit interest rates May 2025

HDBank is applying higher savings interest rates for online deposits, ranging from 3.85% to 6.10%/year, applicable for terms from 1 month to 36 months.

Specifically:

Term 1 - 2 months: 3.85%/year

Term 3 - 5 months: 3.95%/year

6 month term: 5.30%/year

12 month term: 5.60%/year

13-month term: 5.80%/year

15-month term: 6.00%/year

18-month term: 6.10%/year

24 & 36 month term: 5.50%/year

Online deposits not only offer better interest rates but are also convenient, easy to track and do not require you to go directly to the transaction counter.

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Source: https://baonghean.vn/lai-suat-tien-gui-tai-quay-va-online-cua-hdbank-thang-may-2025-10297171.html