Sacombank collaborates with MISA to expand access to capital and support SMEs.

Sacombank and MISA have officially partnered to bring the bank's financial solutions to the MISA Lending platform. This is considered a strategic step to help overcome the "bottleneck" in capital access and support small and medium-sized enterprises (SMEs) through a comprehensive digitalization process.

With businesses increasingly focusing on digitalization and resource optimization for expansion, the need for quick and flexible access to capital is becoming essential. However, many businesses still face difficulties with application processing procedures. Understanding this challenge, Sacombank has partnered with MISA to implement a financial solution on the MISA Lending platform to facilitate safe and efficient capital flow.

The outstanding feature of this new capital access solution is the complete digitization of the entire process. Through direct data connection from the MISA Lending platform to the bank, customers have complete control over choosing the appropriate loan option. This simplifies the application process, shortening processing time by up to 70%, thereby helping businesses seize business opportunities promptly, especially during peak periods when capital is needed for inventory purchases or payments to partners.

Sacombank currently offers two financing options for SMEs on MISA Lending: the Business Capital Supplement Loan Package and the Corporate Credit Card. The total credit limit is up to 5 billion VND, with an unsecured loan limit of up to 1 billion VND.

With the supplementary working capital loan package, SMEs only pay interest on a declining balance, withdraw funds free of charge, and enjoy flexible, fee-free repayment options. With the corporate credit card, SMEs benefit from interest-free periods of up to 55 days. This combination helps businesses optimize capital costs and proactively manage cash flow in all operations.

Through its collaboration with MISA, Sacombank continues to affirm its role in supporting the business community in accessing capital quickly and flexibly, creating a solid foundation for SMEs to grow sustainably, promoting comprehensive digital transformation, and contributing to the growth of the private economy in Vietnam. This is also an important step in Sacombank's strategy to promote comprehensive digital transformation, contributing to the national digital transformation journey.

For direct advice and support, please call our toll-free 24/7 hotline at 1800 5858 88 or visit HERE.

Source: https://thoibaonganhang.vn/sacombank-hop-tac-cung-misa-mo-rong-co-hoi-tiep-can-von-dong-hanh-doanh-nghiep-smes-175293.html