ACB connects experts and businesses in agriculture and fisheries.

Asia Commercial Bank (ACB) recently organized the "Agricultural and Fisheries Industry Conference: Solutions in Change," bringing together experts and businesses in the Mekong Delta.

Based on the macroeconomic context, market trends, and tariff policies,ACB has introduced specialized financial solutions to support agricultural and aquatic product businesses in strengthening their financial foundations, enabling them to confidently seize opportunities and bring Vietnamese-branded products to the international market.

The conference also affirmed ACB's long-term strategy of developing specialized financial solutions through its strength in deep understanding the specific characteristics of different industries.

At the conference, Mr. Nguyen Xuan Thanh, Senior Lecturer in Public Policy at Fulbright University Vietnam, stated that Vietnam's economy is projected to grow by approximately 8% in 2025, but these positive indicators do not fully reflect the actual difficulties businesses are facing. Entering 2026, the high growth target presents many challenges, including the way macroeconomic policies are managed, which will directly impact businesses' access to capital and financing costs. Public investment continues to be a crucial driver of growth, but it also puts pressure on credit and interest rates.

"The coming period will not be an easy time for growth. Businesses need to prepare for a prolonged volatile environment, with pressure on capital, interest rates, exchange rates, and competition. Enhancing financial capacity, risk management, and adaptability will be just as important, if not more important, than short-term growth rate," Mr. Thanh emphasized.

Furthermore, the legal environment is also changing rapidly. According to Ms. Dang Mai Kim Ngan, Deputy General Director of Deloitte Vietnam, the period of 2025-2026 will witness many important adjustments to VAT, corporate income tax, and global minimum tax rates, directly impacting business operations, especially in the agricultural and export sectors. Tax authorities are strongly shifting towards a management model based on risk classification and data analysis, leading to increasingly stringent compliance requirements. Tax risks are not limited to financial aspects but also affect the reputation and legal liability of businesses. In this context, businesses need to proactively build strategies and frameworks for tax risk management, linked to corporate governance and technology application, in order to enhance adaptability and sustainable development.

Understanding the challenges businesses face, ACB organized a conference to support businesses in finding optimal financial solutions. Speaking at the event, Mr. Ngo Tan Long, Deputy General Director of ACB, stated that as a bank always committed to serving businesses, ACB invited leading economic experts to the conference to analyze and share trends. Through this, businesses can find optimal solutions regarding capital, costs, and effective financial management methods, contributing to stable and sustainable development. A strong financial foundation is one of the crucial factors in strengthening a business's internal capacity and increasing its competitiveness in the market.

Within the framework of the event, ACB introduced a set of financial solutions specifically designed for agricultural and aquatic product businesses, focusing on three objectives: meeting capital needs, managing foreign exchange, and optimizing operations.

The key solution groups include:

Business financing: Flexible financing for the entire export cycle – from pre- and post-shipment financing, OPLC to outright purchase of post-shipment documentation – helps shorten payback periods. Businesses can access unsecured working capital loans up to 80% of the contract value, supporting timely procurement during peak seasons.

Foreign exchange management: Helps businesses hedge against risks from fluctuations in exchange rates and interest rates. By using online international money transfer services, businesses also benefit from preferential rates and exchange rate guarantees for up to 48 hours, saving time and optimizing costs.

Financial management solutions: Standardizing operations and optimizing cash flow, from digitizing revenue and expenditure processes, payroll processing, and QR code transactions, to connecting accounting systems and distributor financing. Along with numerous service benefits, these solutions help businesses enhance transparency, shorten processing times, reduce operating costs, and meet documentation and tax regulations.

Supporting green transformation: A green credit package of VND 5,000 billion with interest rates 2%–3% lower, supporting businesses to invest in emission reduction, traceability, and meeting sustainability standards.

More than just a specialized forum, the conference also serves as a bridge for businesses to meet, network, and exchange business cooperation opportunities, aiming for positive prospects for the entire industry in 2026.

ACB once again affirms its commitment to supporting the development of businesses. Financial solutions designed by a team of experts with in-depth knowledge of industry specifics, market trends, and practical needs aim to strengthen businesses' resilience, enabling them to proactively respond to fluctuations and confidently achieve sustainable growth.

Source: https://nld.com.vn/acb-ket-noi-chuyen-gia-va-doanh-nghiep-nong-thuy-san-196251217121234659.htm