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VPBank joins hands with 3TS to support business households and SMEs in digital transformation

VPBank and 3TS establish a comprehensive cooperation relationship, aiming to integrate the bank's financial services on 3TS's accounting software platform, together supporting business households...

Báo Lâm ĐồngBáo Lâm Đồng11/07/2025

VPBank and 3TS established a comprehensive cooperation relationship to integrate the bank's financial services on 3TS's accounting software platform, together supporting business households to transform into enterprises and newly established SMEs with flexible digital financial solutions.

On July 3, Vietnam Prosperity Joint Stock Commercial Bank (VPBank) and 3T-Smartkey Joint Stock Company (3TS) officially signed a comprehensive cooperation agreement to promote the digital financial ecosystem for business households transforming into enterprises and newly established small and medium enterprises (SMEs) nationwide. This is a strategic step in the journey to expand the financial service network towards digitalization, customer-centricity and improving business operational capacity.

Within the framework of cooperation, VPBank and 3TS, together with partners Hilo and Vinatti, will jointly launch the campaign “Digital financial solutions for business households converting to SMEs and newly established SMEs”. The campaign not only supports but also contributes to shaping a systematic entrepreneurial mindset in the business community, gradually forming a new generation of businesses that adapt to the digital age.

Representatives of VPBank and 3TS at the signing ceremony of the comprehensive cooperation agreement

Accordingly, VPBank provides a loan package with a total limit of up to VND 10,000 billion exclusively for micro SME customers, creating maximum conditions for them to expand their business, perfect their business model and access capital conveniently. In addition, the two sides will integrate VPBank's financial products and services, helping customers to open an online business account (eKYC) in just 5 seconds right on the 3TS software platform. After opening an account, customers will be given priority to access and use integrated financial products such as short-term loans, overdrafts, corporate credit cards, factoring... with a process that is maximally simplified thanks to the synchronous connection between the bank and the accounting platform.

In addition to financial resources, customers have access to a modern management toolkit through 3TCloud software - 3TS's online accounting solution designed specifically for businesses. Newly established businesses within 15 months will be offered free use of 3TCloud accounting software for up to 12 months, helping to significantly save initial operating costs. For individual businesses and business households that have not yet converted into businesses, 3TS will provide 3T Business Household online accounting software completely free of charge to all customers nationwide until December 31, 2025 when participating in the program or being introduced by VPBank.

Following the above series of utilities, customers also receive many other incentives in this comprehensive solution package. Hilo will provide 6 months of free use of electronic invoice and digital signature services, Vinatti supports a 30% reduction in the cost of speaker service for announcing account balance changes. All incentives aim to reduce the burden of operating costs, while helping customers access more easily to a professional and modern business model.

In addition to the announced contents, the two sides also affirmed that they will continue to expand cooperation in many other areas in the future. VPBank commits to always offer competitive fees and preferential policies, equal to or better than other partners, while 3TS will continue to choose VPBank as a strategic financial service provider on its technology platform.

This cooperation does not stop at integrating technology solutions between the bank and the accounting software platform. This is a strategic move, when both sides take advantage of their own strengths to create a comprehensive digital financial ecosystem. With VPBank's digital transformation experience and 3TS's understanding of the management and accounting needs of business household customers, this combination opens up opportunities for transformed business households and newly established SMEs to access formal finance more easily, safely and transparently.

VPBank representative emphasized: “We recognize a large number of startups from the household business sector that need support to transform into enterprises. The cooperation with 3TS is an important step for VPBank to accompany this group of potential customers more deeply. We not only provide capital but also provide a comprehensive digital financial ecosystem, creating a foundation for sustainable development.”

3TS representative added: “We chose VPBank as our strategic banking partner because of the similarities in digital thinking and the desire to develop SME customers in Vietnam. VPBank's financial services ecosystem will help 20,000 3TS customers enhance their experience more completely and effectively.”

Through this partnership, VPBank once again affirms its pioneering role in building a comprehensive SME support banking model. With the support of VPBank and 3TS, tens of thousands of business households nationwide will have more tools and resources to confidently embark on the journey of starting and developing their businesses.

For more information, please contact hotline 1900 234 568.

Source: https://baolamdong.vn/vpbank-bat-tay-3ts-ho-tro-ho-kinh-doanh-va-sme-chuyen-doi-so-381988.html


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