Accelerate your business with a preferential loan package with interest rate of less than 4%/year from PVcomBank

Banking industry deploys many solutions to support businesses and people in economic development  

Statistics from the State Bank show that credit growth of the entire banking industry by the end of the first quarter of 2025 reached nearly 4% compared to the end of 2024 and was significantly higher than the 1.42% in the same period last year. In the context of the lending interest rate continuing to decrease (about 0.4% compared to the end of 2024), the banking system is making efforts to implement many solutions to support businesses and people, aiming to promote economic recovery as well as achieve the GDP growth target of over 8% in 2025.

In order to accompany customers in the business household and micro-enterprise (m.SME) segment and create development momentum for domestic production and business activities in general, PVcomBank is continuing to promote the preferential credit package called "New journey, living the dream" which has been deployed since the beginning of the year with a scale of up to 10,500 billion VND.

Accordingly, individual customers who are business households, small traders as well as micro enterprises can easily find solutions to supplement working capital to serve production and business purposes with preferential interest rates from only 3.99%/year and a maximum limit of up to 10 billion VND. With a loan term of up to 10 years, this loan package not only helps individual business households to be more proactive in their financial plans but can also confidently build a long-term foundation, stabilizing production and business cash flow.

In particular, customers are also given maximum conditions to flexibly prove their business income, while reducing many procedures and documents to be able to approve loans quickly - disbursement within just 4 hours. In parallel, PVcomBank also provides a one-time limit - which can be used within 3 years, helping customers to be flexible in managing and using capital according to actual business needs.

PVcomBank promotes preferential credit package with interest rate from only 3.99%/year for customers borrowing for production and business  

“With the goal of providing maximum support to individual businesses, small traders and micro enterprises, PVcomBank constantly designs and optimizes appropriate credit solutions so that customers can access flexible and timely capital sources. This is not only a solution to support cash flow but also creates motivation for businesses to develop production and expand scale effectively thanks to the Bank's attractive incentive policies,” said Mr. Ngo Dang Hoan - Deputy Director of PVcomBank's Personal Customer Division.

In recent times, PVcomBank has continuously promoted digital transformation and personalized financial services and utilities, aiming to provide comprehensive solutions to meet the needs of diverse customer segments in the market. Through products designed "specifically" for small traders and individual business households, PVcomBank hopes to continue to accompany the State and the entire banking industry to synchronously implement solutions to support people and businesses to access preferential capital sources, aiming to complete the economic growth target for the whole year 2025.

Source: https://baodautu.vn/but-toc-kinh-doanh-voi-goi-vay-uu-dai-lai-suat-chua-den-4nam-cua-pvcombank-d279178.html