ACB deposit certificate: Profit from the "golden time"

(Dan Tri) - In the investment world, timing is the key to profit. Financially savvy investors know how to take advantage of the “golden time” through solutions with optimal yields, flexible capital usage, and sustainable growth, typically ACB’s Certificate of Deposit.

Golden time, golden profit - Financial philosophy of modern investors

The story of Mr. P., a senior leader at a large domestic real estate corporation, is a clear demonstration of this philosophy. Owning a diverse investment portfolio from stocks, bonds to large-scale real estate projects, he manages his personal capital very closely - closely monitoring every cash flow in and out, payment schedule, and reinvestment opportunities.

Financially savvy investors always know how to take advantage of the "golden time" to "make golden profits".

In his financial portfolio, besides long-term investments, there is also short-term capital - cash flow waiting to be paid or prepared for a new deal. For him, this capital has a purpose so it cannot be risked, but it cannot be left in the account, losing its value over time.

“I want my capital to be always ready, so that when the opportunity arises, I can turn it around immediately - while still ensuring that in the meantime, the money is still making a profit,” he said.

Therefore, whenACB launched Certificate of Deposit (CCTG) with high yield and flexible withdrawal mechanism, he quickly considered it as a tool to regulate short-term capital flow. After being advised on the mechanism of calculating interest based on holding time and the ability to use capital flexibly, he decided to invest 98 billion VND right from the first issue.

“I can track interest rates and pre-sale yield charts right on the ACB ONE app, and proactively withdraw capital when needed while still making a profit. Everything happens quickly, clearly and effectively,” said Mr. P.

This experience, according to him, is consistent with the way business people manage their finances: always put initiative first and every amount of money, even if it is only "temporarily idle", needs to be used effectively to turn every minute into "golden time" to make profit.

Optimal yield solution, flexible use

Launched in late October, ACB's CCTG quickly attracted the attention of investors and priority customers - those who value cash flow efficiency and want to be both safe and proactive in every financial decision.

CCTG ACB meets diverse financial needs.

According to Mr. Tu Tien Phat - General Director of ACB, the launch of CCTG is part of ACB's strategy to diversify investment solutions for customers, especially priority customers and individual investors with high requirements for profitability and proactive financial management.

CCTG ACB possesses four outstanding advantages:

First, attractive yield - daily profit with fixed interest rate up to 6%/year, calculated based on actual holding period.

Second, flexible use of capital - customers can sell before maturity when needed and still enjoy the corresponding yield, without losing the opportunity to make a profit.

Third, safety - transparency - clear electronic contract, fully displaying information on term, face value, interest rate and pre-term sale yield table; all guaranteed by ACB's reputation and technology platform.

Fourth, do it 100% online on the ACB ONE application, helping to save time and fully control the investment portfolio.

CCTG ACB has optimal yield and flexible use.

In addition to its outstanding advantages, CCTG ACB also wins customers over thanks to its knowledgeable financial consultants who are able to grasp the needs and cash flow cycles of individuals, thereby proposing solutions suitable for each financial plan. That is also how ACB successfully accompanied Mr. P. - a customer who trusted and invested 98 billion VND in CCTG.

Sharing her experience working with this special group of customers, Ms. Huynh Thi Kim Chi - Deputy Director of ACB Personal Customer Division said: "To provide effective advice, you must clearly understand CCTG products, understand how capital operates and customer needs to design appropriate solutions that optimize profits. When the solution is 'tailored' to meet actual needs, customers will immediately see the value - that is the most effective way to persuade."

This approach based on understanding and practical experience helps ACB's consulting team not only sell products, but also build long-term trust with customers. Combined with product flexibility and a modern digital platform, CCTG ACB quickly attracted the attention of investors shortly after its launch, becoming the chosen solution for "golden time - golden profits".

Customers interested in and learning about ACB's Deposit Certificates can refer here, or contact Contact Center 247 via hotline (028) 38 247 247 or contact the nearest branch or transaction office for advice and support.

Source: https://dantri.com.vn/kinh-doanh/chung-chi-tien-gui-acb-sinh-loi-tu-thoi-gian-vang-20251112220137772.htm