Proposal to reduce health insurance premiums for students

The Ministry of Health proposed to increase the level of health insurance support from the state budget for students to at least 50%, instead of the current 30%.

The Ministry of Health held a conference to deploy new regulations of the Law on Health Insurance (HI) and collect opinions on the draft decree detailing and guiding the implementation of a number of articles of the Law on Health Insurance - Photo: DL

On March 27, the Ministry of Health held a conference to deploy new regulations of the Law on Health Insurance (HI) and collect opinions on the draft decree detailing and guiding the implementation of a number of articles of the Law on Health Insurance.

Speaking at the conference, Mr. Tran Van Thuan, Deputy Minister of Health, said that the law amending and supplementing a number of articles of the Law on Health Insurance is an important milestone in administrative reform, creating convenience for people, reducing paperwork, promoting digital transformation and improving the effectiveness of implementing health insurance policies.

The Ministry of Health is continuing to complete the draft decree guiding health insurance to remove practical problems.

According to Ms. Vu Nu Anh, Deputy Director of the Health Insurance Department, the Ministry of Health's draft decree focuses on three groups of contents: detailing and guiding the implementation of a number of laws; overcoming difficulties, obstacles, and issues arising in the practice of Decree No. 146, Decree 75, and Decree No. 02; and removing some practical difficulties and obstacles in medical examination and treatment and payment of health insurance medical examination and treatment costs.

According to the draft, the contribution level, contribution support level and responsibility for health insurance contribution continue to be regulated at 4.5% of monthly salary, salary used as the basis for social insurance contribution, pension, and basic salary.

Regarding the level of support for health insurance contributions from the state budget for the poor, ethnic minorities, and ethnic minorities living in communes determined to no longer be in areas with difficult or especially difficult socio-economic conditions, it remains the same as current regulations.

New in this draft, the Ministry of Health proposes to increase the level of health insurance contribution support from the state budget to at least 50% (up from 30%) of the contribution level for high school students from grades 1 to 12.

Explaining the proposal further, Ms. Nu Anh said that the Health Insurance Department has received many opinions that the support level for students is lower than the deduction level when participating with households.

"If paying for health insurance by household, students can receive more support than the current 30% support level. Therefore, the Ministry of Health proposes to increase the support level to at least 50% to ensure benefits and support levels.

This support level applies to high school students from grades 1 to 12, while university students will still receive the same support level of 30%. According to the policy impact assessment, the budget will spend about VND 3,700 billion to support health insurance payments for high school students," Ms. Anh stated.

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Source: https://tuoitre.vn/de-xuat-giam-muc-dong-bao-hiem-y-te-cho-hoc-sinh-20250327104813478.htm