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Non-cash payments grew beyond targets, with transaction values via phones and e-wallets increasing by an average of over 25% per year. Digital infrastructure and financial products and services were expanded and diversified, promoting deep digital transformation throughout the banking system. These are some of the positive results achieved after 5 years of Vietnam implementing comprehensive finance.
The State Bank said the World Bank’s Global Findex 2025 report showed that Vietnam has made great strides in expanding digital finance. The State Bank affirmed that developing inclusive finance is a strategic priority of the Government, linked to the goal of inclusive growth and sustainable development.
The implementation of the National Financial Inclusion Strategy to 2025, with a vision to 2030, according to Decision No. 149 of the Prime Minister , has created an important foundation to help people and businesses access formal financial services widely.
The above figures reflect the great potential to reach the underserved population. Projects such as the development of non-cash payments, digital transformation of the banking sector and the sandbox mechanism for fintech are being effectively implemented.
In Phase II of the Strategy (2026-2030), the focus is on promoting inclusive digital finance, developing national data infrastructure, applying AI and Big Data, and strengthening financial education and consumer protection.
Combining financial inclusion with green finance and sustainable development goals will help build a modern, comprehensive and inclusive financial ecosystem.
Source: https://vtv.vn/gan-87-nguoi-truong-thanh-co-tai-khoan-ngan-hang-100251030153135475.htm
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