According to a survey on December 28, for individual customers making savings and term deposits (in VND) from 1 and 2 months, Vietcombank listed the interest rate at 1.9%/year. For 3-month term, it is 2.2%/year and for 6-9 months, it is 3.2%/year. Savings and term interest rates at Vietcombank for 12-60 months are both at the highest level of 4.8%/year.
Customers who deposit money without a term will receive interest at 0.1%/year and deposits from 7 - 14 days will receive 0.2%.
For corporate customers, deposit interest rates (VND) at Vietcombank range from 1.9 - 4.3%/year. Specifically, for 1 and 2 month terms, customers receive an interest rate of 1.9%/year. The interest rate for 3-month deposits is 2.2%/year, and for 6 - 9 months it is 3.2%/year.
The highest interest rate of 4.3%/year is applied for terms from 12 to 60 months. Non-term deposits will be listed with a low interest rate of 0.2%/year.
To quickly calculate bank interest, you can apply the interest calculation formula:
Interest = Deposit x interest rate/12 months x actual number of months of deposit.
Specifically, in the case of an individual customer depositing 100 million VND at Vietcombank for a 12-month term with an interest rate of 4.8%. The interest received is as follows: 100 million VND x 4.8%/12 x 1 month = 400,000 VND.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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