Which bank has the highest interest rate now?
In the context of banks continuously adjusting deposit interest rates down due to pressure from falling lending rates, PVcomBank went against the trend by launching a record deposit interest rate of 10.5%/year for 12-13 month term deposits. The condition to enjoy this preferential interest rate is that customers must maintain a minimum balance of VND2,000 billion. This move helped PVcomBank lead the market in deposit interest rates for many consecutive months.
HDBank ranked second with an interest rate of 8.2%/year for a 13-month term, 2.3 percentage points lower than PVcomBank but with the condition of maintaining a lower balance, only 300 billion VND.
Statistics of banks with the highest savings interest rates today:
A series of banks continue to reduce deposit interest rates.
At Sacombank , the 3-month term interest rate decreased from 3.2% to 2.8%. The 6-month term interest rate decreased from 4.7% to 4.2%. The 12-month term interest rate decreased from 5.2% to 5%. The 24-month term interest rate remained at 5.7%.
At Cake by VPBank , the 3-month term interest rate decreased slightly from 4.2% to 4.1%. The 6-month term interest rate decreased from 5.5% to 5.2%. The 12-month term interest rate decreased from 5.7% to 5.4%. The 24-month term interest rate decreased from 5.7% to 5.5%.
In general, the interest rates of both Sacombank and Cake by VPBank decreased in most terms, in which Sacombank decreased more sharply in short terms under 6 months. Cake by VPBank decreased slightly in short terms and decreased more in long terms of 12 and 24 months.
Agribank is the next BIG4 bank to reduce interest rates to a record low of 1.7% for a 1-month term.
Specifically, Agribank reduced the 3-month term deposit interest rate from 2.1%/year to 2%/year. The 6-month term was reduced from 3.2%/year to 3%/year. The 12-month term was reduced from 5%/year to 4.8%/year. The 24-month term was reduced from 5.3%/year to 4.9%/year.
Previously, VietinBank and BIDV both kept the interest rates unchanged for the 3-month and 6-month terms. However, for the 6-month term, both banks reduced their interest rates by 0.2% from 5% to 4.8%. For the 12-month term, the interest rate decreased by 0.3% from 5.3% to 5%.
A series of other banks also reduced their deposit interest rates. HDBank reduced the 3-month term interest rate from 3.25%/year to 3.15%/year. The 6-month term decreased from 4.9%/year to 4.8%/year. The 12-month term remained at 7.8%/year. The 24-month term decreased from 5.8%/year to 5.7%/year.
Thus, it can be seen that both Agribank and HDBank have reduced capital mobilization interest rates, the reduction ranges from 0.05% - 0.2% depending on the term.
At the 3-month term, the banks announcing the highest interest rates are VRB and CB at 4.3%.
The highest interest rate for a 6-month term is 5.2%/year applied by digital bank Cake by VPBank.
For a 12-month term, the highest interest rate is PVcomBank at an impressive 10.5%/year.
The highest interest rate for 24-month term is NamABank and OCB at 5.8%.
Compare highest bank interest rates for 3-month term
Interest rates on 6-month savings deposits at banks
Want to save for 12 months, which bank has the highest interest rate?
Latest update of Agribank interest rates , Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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