According to the online interest rate table just updated by MB Bank on the morning of December 1, interest rates for terms from 1-36 months have all increased.

Specifically, interest rates for 1-2 month term deposits increased sharply by 0.6%/year, listed at 4.5% and 4.6%/year respectively; 3-5 month term deposits increased by 0.35%/year, to 4.65%/year.

Thereby, making MB one of the banks listing the highest savings interest rates for terms under 6 months in the market today, in which the 3-5 month term is almost at the ceiling, only behind Techcombank, Bac A Bank , Vikki Bank, Nam A Bank and MBV.

MB adjusted online savings interest rates for terms from 6-11 months up by 0.4%/year to 5.3%/year; 12-month terms up by 0.3%/year to 5.35%/year and 13-18-month terms up by 0.2%/year to 5.5%/year.

Notably, the highest interest rate at MB has been raised to 6%/year, applied to deposits with terms from 24-60 months after increasing by 0.2%/year.

Previously, this bank increased the interest rate for 1-8 month term deposits by 0.3%-0.5% per year in early November.

Notably, MB surprised everyone when it announced the issuance of deposit certificates with interest rates up to 4.9%/year for 1-month term deposit certificates; 5%/year for 2-month term and up to 5.1%/year for 3-6 month term.

The interest rate for issuing deposit certificates is much higher than the current interest rate for deposits with terms of less than 6 months at banks (maximum 4.75%/year).

According to MB regulations, the minimum certificate purchase amount is 200 million VND and is a multiple of 100,000 VND.

This bank has also just announced the interest rates for accumulated deposits with specific terms as follows: 1-month term is 4.5%/year, 3-month term is 4.65%/year, 6-month and 12-month terms are 4.75%/year.

Thus, MB is the first bank to "open the door" by increasing deposit interest rates in December.

Previously, 21 banks increased interest rates in the race to attract deposits in November. Some banks even adjusted interest rates 2-3 times during the month, while the market did not record any banks reducing interest rates.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON DECEMBER 1, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2.4 2.8 3.9 3.9 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.55 4.55 6.2 6.25 6.3 6.5
BAOVIETBANK 4.5 4.65 5.65 5.5 5.8 5.9
BVBANK 4.3 4.5 5.3 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.2
GPBANK 3.9 4 5.55 5.65 5.85 5.85
HDBANK 4.2 4.3 5.5 5.3 5.8 6.1
KIENLONGBANK 3.9 3.9 5.3 5.1 5.1 5.45
LPBANK 3.9 4.2 5.6 5.6 5.65 5.65
MB 4.5 4.65 5.3 5.3 5.35 5.5
MBV 4.6 4.75 5.7 5.7 6 6
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 4.6 4.75 5.7 5.6 5.7 5.9
NCB 4.3 4.5 5.75 5.75 5.8 5.7
OCB 4.45 4.5 5.45 5.45 5.55 6
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.8 4.1 5 5.2 5.6 6.3
SACOMBANK 4 4.2 5 5.1 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.95 4.75 5.65 5.15 5.75 5.25
TPBANK 3.9 4.2 5.1 5.3 5.5 5.7
VCBNEO 4.35 4.55 6.2 5.45 6.2 6.2
VIB 4 4.75 5 5 5.5 5.5
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.7 4.7 6.1 6.2 6.3 6.4
VPBANK 4.4 4.75 5.6 5.6 5.8 5.8

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-1-12-2025-nha-bang-mo-hang-tang-lai-suat-thang-12-2468069.html