Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) has just reduced interest rates by 0.1%/year for terms from 1-36 months for over-the-counter savings products and online savings with interest paid at the end of the term; at the same time, it has reduced interest rates by 0.05-0.1%/year for other deposit products.
This is the fourth consecutive time the bank has reduced deposit interest rates since March 2025. Previously, VPBank reduced deposit interest rates at the counter and online by 0.1%/year for terms from 2-36 months.
According to the savings interest rate table at the counter for individual customers depositing less than 3 billion VND and receiving interest at the end of the term, from today (June 13), the savings interest rate for 1-5 month terms at VPBank has decreased to 3.5%/year; the term from 6-11 months has decreased to 4.4%/year; the term from 12-18 months is 4.9%/year and the latest term from 24-36 months is 5%/year.
The bank interest rate for a 24-36 month term is 5.1%/year, 0.1%/year higher than the interest rate applied to deposit accounts under 3 billion VND.
Also for counter deposits, the deposit interest rate applied to individual customers depositing from 10 billion VND to less than 50 billion VND is newly listed by VPBank as follows:
Interest rate for 1-5 month term is 3.6%/year; 6-11 month term is 4.5%/year; 12-18 month term is 5%/year and 24-36 month term has the highest interest rate of 5.2%/year.
Interest rates for individual customers depositing at the counter from 50 billion VND or more are also listed at 5%/year for a term of 12-18 months, 5.2%/year for a term of 24-36 months.
However, the interest rates for terms from 1-11 months are listed 0.1%/year higher than the interest rates for deposits from 10 billion VND to under 50 billion VND. Specifically, the interest rate for deposits at the counter for terms from 1-5 months is 3.7%/year, and for terms from 6-11 months is 4.6%/year.
Regarding online deposit interest rates , the interest rate applied to individual customers depositing less than 3 billion VND and receiving interest at the end of the term has just been adjusted down by VPBank as follows:
The interest rate for 1-month term is 3.6%/year, for 2-5-month term is 3.7%/year, for 6-11-month term is 4.6%/year, for 12-18-month term is 5.1%/year and for 24-36-month term is 5.2%/year.
The online savings interest rate applied to deposit accounts from 3 billion VND to under 10 billion VND is equal to the above interest rate with a term of 1-18 months. However, the interest rate for a term of 24-36 months is 0.1%/year higher, equivalent to 5.3%/year.
The latest online interest rate for deposits from 10 billion VND to under 50 billion VND is 3.7%/year for a 1-month term, 3.8%/year for a 2-5 month term, 4.7%/year for a 6-11 month term; 5.2%/year for a 12-18 month term and 5.4%/year for a 24-36 month term.
These are also the highest interest rates at VPBank, applied to deposits over 50 billion VND.
However, for deposit accounts over 50 billion VND, the savings interest rate for 1-11 month terms is 0.1%/year higher than deposits from 10 billion VND to under 50 billion VND.
VPBank also reduced the interest rates of the remaining savings products by 0.05-0.1%/year, but not higher than the online savings interest rates for individual customers receiving interest at the end of the term.
In addition to maintaining the ladder interest rate policy, VPBank also adds interest rates from 0.1% to 0.3%/year to all deposit products depending on the conditions of each product.
Thus, from the beginning of June until now, there are 3 banks that have reduced interest rates including: LPBank, Bac A Bank and VPBank. GPBank is the first bank to increase deposit interest rates up to this point.
| INTEREST RATES FOR ONLINE DEPOSITS AT BANKS ON JUNE 13, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.9 | 4.2 | 5.35 | 5.45 | 5.6 | 5.9 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.1 | 5.6 |
| GPBANK | 3.95 | 4.05 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
| MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 5.35 | 5.45 | 5.6 | 5.6 | 5.6 |
| OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.25 | 3.55 | 4.55 | 4.55 | 4.75 | 4.75 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.15 | 4.35 | 5.4 | 5.45 | 5.5 | 5.55 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.65 | 5.95 | 6 |
| VPBANK | 3.6 | 3.7 | 4.3 | 4.3 | 5 | 5 |
Source: https://baodaknong.vn/lai-suat-ngan-hang-hom-nay-13-6-2025-ong-lon-lien-tiep-dieu-chinh-lai-suat-255445.html
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