Bank interest rates today April 27, 2025: Bac A Bank and Agribank increased slightly

At Bac A Bank , interest rates were adjusted up by 0.2%/year for terms from 1 to 12 months and increased by 0.1%/year for terms from 13 to 36 months. After the adjustment, interest rates for deposits under 1 billion VND ranged from 3.7% to 5.6%/year for terms under 12 months. Notably, the 18-36 month term for deposits from 1 billion VND or more had the highest interest rate on the market, up to 6.1%/year.

Agribank also increased online deposit interest rates by 0.1% per year for terms from 12 to 24 months. Accordingly, the interest rate for 12-18 month terms is at 4.8% per year and the 24 month term increases to 4.9% per year, returning to the level before January 3, 2025.

Since the beginning of April, three banks have adjusted their deposit interest rates up, including CIMB Bank Vietnam, Agribank and Bac A Bank. In addition, OCB and Eximbank have also increased interest rates for some terms, although OCB had previously reduced them sharply.

On the contrary, seven banks adjusted their interest rates down, including VPBank, MBBank, Standard Chartered, Nam A Bank, Public Bank Vietnam, OCB and GPBank, showing that the interest rate market is still clearly differentiated.

Bank interest rates today April 27, 2025: Bac A Bank and Agribank increased slightly

Currently, the highest savings interest rates on the market range from 7.5% to 9.65% per year, but come with very strict conditions on the deposit amount.

ABBank is leading with an interest rate of 9.65%/year for new or renewed customers with deposits of VND1,500 billion or more, for a term of 13 months. PVcomBank also offers an interest rate of 9%/year for a term of 12-13 months, requiring a minimum balance of VND2,000 billion.

Some other banks such as HDBank apply 8.1%/year for 13-month term and 7.7%/year for 12-month term, with deposit conditions of 500 billion VND or more. Vikki Bank offers an interest rate of 7.5%/year for terms of 13 months or more with amounts of 999 billion VND or more.

In the deposit segment from 1 billion VND, Bac A Bank announced an interest rate of 6.1%/year for a term of 18-36 months, while IVB applied a rate of 6.15%/year for a term of 36 months for deposits from 1,500 billion VND or more. ACB and LPBank also have interest rates from 6% to 6.5%/year depending on the form of interest payment and the amount of deposit.

In addition, many banks still apply interest rates above 6%/year for ordinary customers without requiring too high a deposit amount. Cake by VPBank applies interest rates of 6%/year for 12-18 month terms and 6.3%/year for 24-36 month terms. HDBank lists 6%/year for 18 month terms, BVBank pays 6.1%/year for 60 month terms and 6%/year for 48 month terms. VietABank maintains 6%/year for 36 month terms.

Source: https://baonghean.vn/lai-suat-ngan-hang-hom-nay-27-4-2025-bac-a-bank-va-agribank-tang-nhe-10296066.html