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Back to school season with financial peace of mind with Home Credit

Through the campaign "Financially ready, go to school with your children", Home Credit is proud to accompany millions of Vietnamese families, providing timely financial solutions for children to confidently reach for a bright future.

Báo Đầu tưBáo Đầu tư29/12/2024

Back to school worries

The back-to-school season is knocking on the door, bringing with it the excitement of children but also many concerns of parents. This period witnesses a surge in spending oneducation , especially for families with children preparing to enter high school, university, or moving to big cities to pursue their education.

Demand for technology devices increases during back-to-school season.

Some parents said that due to rising prices, they have had to spend up to 40% of their monthly salary on school supplies for their children. The demand for technology devices such as phones, tablets and laptops has grown strongly, along with the large expenses for tuition, books, uniforms and living expenses.

Mr. Tran Van Hung, from a rural area in the Central region, is busy preparing luggage for his youngest daughter to enroll in a university in Da Nang . In addition to tuition and rent, Mr. Hung is also worried about buying his daughter a laptop to help her study and research. Moreover, he also wants to buy her a motorbike to make it easier for her to travel when away from home.

"Her passing the university entrance exam is a great joy for the whole family. I want to buy her a car so she can travel freely, and a computer so she can study well," Mr. Hung confided. "But the price of the car is not cheap, and the expenses for her to go to university are too much. Saving up such an amount in a short time is really not easy at all."

Financial worries as his child embarks on a new journey have kept Mr. Hung up at night, trying to balance income and expenses so that his child can have the best learning conditions.

Financial solutions to accompany and help dreams come true

Amidst all those worries, Mr. Hung found practical support from Home Credit Vietnam. After researching information, Mr. Hung decided to choose Home Credit's 0% interest installment package at a large electronics system to buy a laptop for his daughter.

Home Credit offers many incentives to support families in covering expenses for the new school year.

With simple, quick procedures, down payment from 0 VND and flexible payment terms from 4 - 12 months, Mr. Hung can divide the expense into many installments, helping his family no longer have to worry about having to pay a large amount of money immediately.

In addition, he also feels secure when his daughter travels and studies in the city with a brand new electric motorbike, through the VinFast car loan program with 0 VND down payment, only need ID card, monthly interest rate of only 0.59%, quick approval within 3 minutes of Home Credit.

He was moved: “I really thank Home Credit for helping my family solve a big worry. My daughter now has a car to travel, I am much less worried.”

Mr. Hung’s story is just one of countless cases that Home Credit has accompanied during the back-to-school season. With the motto of putting customers at the center, Home Credit always provides financial solutions suitable for each specific need, helping families access financial resources in the easiest and most convenient way.

The 2025 back-to-school season promotion programs, 0 VND down payment for electronic products, electrical appliances and household appliances at The Gioi Di Dong and Dien May XANH are the top choices of many families nationwide.

In addition, customers can also enjoy 0% interest installment packages at major technology store chains such as FPT Shop, CellphoneS and Viettel Store. More specifically, when paying by Home Credit credit card at FPT Shop and CellphoneS, customers will receive an immediate discount of VND 400,000 for bills from VND 8 million. This promotion is valid until August 31.

Home Credit also supports motorbike purchases with quick approval procedures in just 3 minutes, 0% interest rate, applicable to popular models such as Piaggio, Honda Vision, Winner X, ICON e, and Yamaha Janus.

In particular, when registering for installment payment via credit card for orders from 10 million VND, customers also receive an immediate discount of 400,000 VND, with 0% interest rate for terms from 3 - 12 months. This promotion is applied when paying via mPOS devices at more than 200 other major brand systems such as Minh Tuan Mobile, Di Dong Viet, Dien Thoai Gia Kho, ...

Not stopping there, Home Credit also supports students in developing their skills with a 0% interest installment program at prestigious educational centers such as Jaxtina, MindX, and Eduvator, helping them comfortably learn more soft skills and foreign languages.

Not only providing direct financial support, over the years, Home Credit has spread the spirit of humanity and community responsibility through the "Home Love" program, aiming to create a better learning environment for disadvantaged children.

In particular, within the framework of “Home Love” 2025, Home Credit will cooperate with the Hope Foundation to implement the “Home Love Bus Trip” program. This program aims to renovate new schools for students in two disadvantaged schools: Ca Giang (Thanh Hoa) and Tan Lap (Dien Bien). To join hands in action, from July 8 to August 15, Home Credit will contribute 10,000 VND for each new contract opened by customers to the “Home Love Bus Trip” program.

"We understand that parents always want their children to be ready and confident for the new school year. This is not just about preparing school supplies; it is also about ensuring comprehensive preparation for them. Therefore, Home Credit not only provides financial support to reduce the burden of back-to-school shopping, but we also aim to build a brighter future for the young generation of Vietnam. We always put customers at the center, while committing to responsibility to the community and sustainable development, demonstrated through meaningful initiatives such as the Home Love program," said Mr. Jakub Kudrna, Business Strategy Director of Home Credit Vietnam.

Source: https://baodautu.vn/mua-tuu-truong-an-tam-tai-chinh-cung-home-credit-d331814.html


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