Banks warn of new scam tactics.

(NLĐO) – Scammers are calling customers to inform them that they have overdue loans on the CIC (Credit Information Center) and requesting them to transfer money to provide a credit report.

Cake by VPBank, a digital bank, recently emailed its customers warning them about new scam tactics employed by high-tech criminals. In the email, the bank stated that these criminals are constantly changing their methods and becoming increasingly sophisticated in order to steal customers' assets.

Specifically, the latest tactic involves impersonating the Vietnam National Credit Information Center (CIC), calling customers to inform them of overdue loans and inviting them to the CUC to resolve the issue. They also forge CIC reports and demand money transfers in exchange for providing credit reports.

Alternatively, they may impersonate the Credit Information Center (CIC) and request borrowers to transfer money to personal accounts so that the CIC can improve their credit score, facilitating faster loan disbursement.

"The scammers use technical terms like 'credit,' 'freeze,' etc., to send customers processing documents complete with forged seals and signatures to inform them that the borrower has a faulty or locked credit profile, insufficient credit score for disbursement, and request the customer to transfer money to the scammer's personal account," Cake by VPBank stated, describing the tactic.

Consumers should be wary of new scam tactics to avoid losing money unnecessarily.

To ensure the safety and security of personal information, this digital bank advises customers to be wary of calls from CIC (Credit Information Center), not to install unfamiliar applications, not to click on suspicious links, and not to transfer money to unfamiliar accounts if requested.

Another scam, not a recent one but still affecting many people, involves impersonating shippers (delivery personnel from courier companies) to defraud and steal money from buyers.

Accordingly, fraudsters collect customer information through live streams, public comments, or by purchasing it from other sources. They impersonate delivery drivers, call customers to arrange delivery, and request bank transfers. After receiving the money, they use excuses like sending to the wrong account number… They even send suspicious links, posing as a shipping center, to trick customers into contacting them to cancel their membership and receive a refund for the order value.

When customers click on the link and follow the instructions, their phones and bank accounts may be compromised, and the money they have already paid may be stolen…

To avoid being scammed, banks advise users not to accept orders they did not order; not to transfer payments without a tracking number or product information; and not to click on links sent by strangers.

Source: https://nld.com.vn/ngan-hang-canh-bao-thu-doan-lua-dao-moi-196241102105018407.htm