Banks warn of new scam

(NLDO) – Fraudsters call to inform customers that they have overdue loans on CIC and ask to transfer money to provide credit reports.

Digital bank Cake by VPBank has just sent an email to customers warning them about new fraud methods of high-tech criminals. In the email, the bank said that the subjects are constantly changing their fraud methods and are becoming more and more sophisticated in order to appropriate customers' assets.

Specifically, the latest trick is that the subject impersonates the Vietnam National Credit Information Center (CIC), calls to inform customers that their loans are overdue and invites the victims to CUC to resolve the issue. They also fake CIC reports and request money transfers to provide credit reports.

Or impersonate CIC to ask borrowers to transfer money to personal accounts so that CIC can increase credit scores and support faster loan disbursement process.

"The scammers use technical terms such as credit, freeze... to send customers a processing document with full fake stamps and signatures to notify customers that the borrower's credit profile has errors, is locked, does not have enough credit score to disburse and asks customers to transfer money to the scammer's personal account," Cake by VPBank stated the trick.

Users should be careful with new scams to avoid losing money.

To ensure safety and security of personal information, this digital bank recommends that customers be wary of calls claiming to be from CIC; do not install strange applications; do not click on strange links; and do not transfer money to strange accounts if requested.

Another scam that is not new recently but many people have been fooled is impersonating shippers (delivery staff of delivery units) to scam and appropriate money from buyers.

Accordingly, the scammer will collect customer information through livestreams, public comments, or purchase from other sources. Impersonate the shipper to call for delivery and ask the customer to transfer money. After receiving the money, the subject uses the excuse of sending the wrong account number... The subject even continues to send strange links, introducing themselves as a shipping center for customers to contact to cancel their membership registration and refund the amount of the order value.

When customers click on the link and follow the instructions, they can have their phone and bank account taken over, and the money they have paid in advance also be stolen...

To avoid being scammed, banks recommend that users do not accept orders that they did not order; do not transfer payment without the bill of lading code, product information and do not click on links sent by strangers.

Source: https://nld.com.vn/ngan-hang-canh-bao-thu-doan-lua-dao-moi-196241102105018407.htm