VIB Business Card sets record for flexible incentives and interest-free period

Vietnam International Bank ( VIB ) has just been recognized by the Vietnam Record Organization for its VIB Business Card credit card, which is the pioneering corporate credit card in Vietnam that allows businesses to flexibly choose and change the type of financial incentives with the longest interest-free period on the card - up to 58 days.

VIB Business Card offers many outstanding incentives for businesses (Photo: VIB).

Maximum flexibility - Choose offers according to business needs

What makes the difference and is recognized by Vietnam Record is the ability to allow businesses to customize incentives on the VIB Business Card. Businesses can proactively adjust the benefits from the card to best suit their actual business needs at each period.

With a lifetime annual fee waiver and up to 58 days of interest-free period, this option is suitable for businesses that need to optimize operating costs and capital turnover. With an interest-free period of up to 58 days - the longest period in the corporate credit card market, businesses have nearly two more months to use capital from the card without having to pay any interest.

This creates financial leverage to help businesses proactively pay bills, import goods, spend on marketing, advertising or other expenses without putting pressure on existing cash flow. Waiver of annual fees for life also contributes to significantly reducing annual fixed costs for businesses.

For businesses with regular expenses and focused on certain areas such as online advertising, software, technology services, travel , business trips or spending on essential utilities, the unlimited 1% cashback option brings direct financial benefits. Businesses can register for spending categories that suit their operations and receive a significant portion of their total monthly spending back.

Businesses can flexibly choose the spending area to receive cashback via the app (Photo: VIB).

Businesses can switch between these two types of incentives at any time with just one simple operation via the VIB switchboard. With the cashback category, businesses can flexibly change on the VIB Business or VIB Corp digital banking application.

This flexibility ensures that the VIB Business Card is always a powerful financial support tool, quickly adapting to changes in business strategy and needs through each stage of development.

58 days interest free - Optimize cash flow, increase business efficiency

The 58-day interest-free period is not only a record number but also a superior competitive advantage of VIB Business Card. While most other corporate credit cards have shorter interest-free periods, VIB Business Card offers a long enough period for businesses to proactively plan and manage their cash flow most effectively.

Having nearly two months to use capital from the card without accruing interest helps businesses improve liquidity, can keep money in the account longer, ensure the ability to pay for urgent activities or take advantage of attractive investment opportunities.

Credit limit of up to 1 billion VND helps businesses optimize capital for other profitable purposes or reduce borrowing pressure. By making the most of the interest-free period, businesses can minimize interest costs arising from card spending transactions.

Businesses have nearly 2 months to use capital without having to pay interest (Photo: VIB).

Sharing about the benefits of using the card, a business representative said: "There are times when we prioritize optimizing cash flow with 58 days of interest-free period to serve large investments, but when spending on fixed services increases, switching to cashback offers helps us save significantly. VIB Business Card is not just a payment card, it is an effective financial management tool."

In addition, VIB also allows corporate customers using VIB Business Card credit cards to pay from the card via account, flexibly choose the minimum payment rate, payment date or unlimited lounge privileges when spending on the card in the previous year reaches 500 million VND. Customers can register online here.

Affirming the leading position in card trends

VIB affirms its pioneering position in the market through innovation and application of technology to launch breakthrough card lines and features.

Evidence of this pioneering work is the milestones that have been recognized by the Vietnam Record Organization. A typical example is the VIB Super Card - the first credit card line in Vietnam that allows users to personalize features according to their own needs. Following that, VIB is also one of the first banks in Vietnam to apply AI technology to personalize the appearance of credit cards, allowing customers to customize the image on the card.

With the VIB Business Card product, VIB not only affirms its leading position in the credit card market but also demonstrates its commitment to accompanying and providing creative, flexible and effective financial solutions, contributing to the sustainable development of Vietnamese enterprises.

See information about VIB Business Card here.

Source: https://dantri.com.vn/kinh-doanh/the-vib-business-card-lap-ky-luc-ve-uu-dai-linh-hoat-va-thoi-gian-mien-lai-20250518160237075.htm