VPBankSME accompanies small and medium enterprises on the journey to prosperity

When young businesses reach prosperity with VPBankSME

“From a small dot among countless startups to a digital ecosystem recognized by the whole market,” Mr. Tran Viet Hung - Deputy General Director of ASIM Group, recalls the early days of starting a business. Entering the technology market in 2021, ASIM carries the mission of building a digital ecosystem connecting businesses and people. But to realize this, ASIM must overcome the biggest barrier, which is trust.

The partnership with VPBankSME helps ASIM gradually realize the goal of reaching 1 million users in the first two years.

“The challenge is not in the technology, but in trust. Without the first customer to believe in you, the technology will remain on the table forever,” Mr. Hung shared.

ASIM’s story took a new turn when it began working with VPBankSME. The bank not only provided capital through mortgage loans and guarantees, but also shared the vision of a digital and fully connected Vietnam. Thanks to VPBankSME’s flexible financial solutions, ASIM’s technology has been deployed in practice, operated effectively and proven its value.

“ This is the key factor that helps ASIM gradually realize the goal of reaching 1 million users within the first two years, while creating a solid foundation to participate in large-scale digital transformation projects in the future,” Mr. Hung shared.

If ASIM represents technological aspirations, Hai Thinh's story begins with traditional agriculture .

Born in the countryside of Bac Giang , Mr. Le Van Hai - General Director of Hai Thinh Nutrition Joint Stock Company, understands the hardships of farmers. Choosing the 3F path: Farm - Feed - Food, Hai Thinh wants to create a closed value chain, both improving food quality and bringing stable output to farmers. However, when the scale expands, capital becomes a difficult problem. Without collateral, the company can only rotate cash flow itself .

Hai Thinh confidently develops sustainably thanks to comprehensive solutions from VPBankSME

“VPBankSME came at the right time, like a brother who understands us. They believe in our model and agreed to lend billions of dong in unsecured loans,” Mr. Hai said.

Thanks to that, Hai Thinh can import goods, operate factories, expand farms, and especially, maintain production even during the pandemic. Digital banking tools, electronic payments, and online cash flow management also help businesses shorten processes, save time and human resources costs to focus on highly efficient production operations.

“We have come this far thanks to our courage, new thinking and timely support from VPBankSME, which has provided comprehensive support from both financial and non-financial instruments,” Mr. Hai affirmed.

Prosperity begins with small things

For Ms. Tran Thi Vuong - founder of Thach An Company in Cao Bang , the journey of starting a business is closely linked to the black jelly plant - a mountain specialty. The biggest challenge for Thach An in the early days was capital. Black jelly plants only grow once a year, if not collected in time, the product will fall into the hands of foreign traders. Without collateral and no reputation in the market, borrowing capital seemed far-fetched.

At that time, VPBankSME opened the door for Thach An thanks to the priority support program for female-owned businesses. Thanks to that , Thach An quickly accessed capital to invest in machinery, packaging, and raw material collection. In addition to financial support, VPBankSME also coordinated with CARE to organize management courses and business connections, helping female entrepreneurs balance between career and family.

“VPBankSME empowers women to do business comprehensively: capital, technology, trade, knowledge. That is what we need to develop and reach further,” Ms. Vuong shared.

Thanks to that companionship, Thach An black jelly is now available on supermarket shelves nationwide, becoming a clean specialty that contributes to hunger eradication and poverty reduction for the entire Northeast region.

VPBankSME empowers female entrepreneurs with capital, technology, knowledge and business opportunities.

From modern technology, closed agriculture to local specialties, the journeys of ASIM, Hai Thinh and Thach An all show one thing in common: timely support from VPBankSME has turned aspirations into reality. These real stories have proven that “Touching Prosperity” is not just a communication slogan, but a commitment to action, a journey that VPBankSME is writing with SMEs every day.

There, the bank is not only present as a capital provider, but also as a strategic companion - providing a comprehensive ecosystem of solutions from finance, technology, knowledge to market connection. Mortgage and credit loan packages, VPBiz card products, VPBank NEO Biz platform, and support programs for female business owners have created a "toolkit" to help Vietnamese SMEs become more stable in every stage of development.

VPBankSME representative affirmed: “We consider SMEs as the driving force of the economy. Therefore, VPBank commits to accompany not only with capital, but also with knowledge, technology and connection network, helping businesses develop sustainably, spreading prosperity values to the community."

For more information, please refer to the program and services at: https://smeconnect.vpbank.com.vn/cham-thinh-vuong

Hai Anh

Source: https://doanhnghiepvn.vn/kinh-te/tieu-dung/vpbanksme-dong-hanh-cung-doanh-nghiep-nho-va-vua-tren-hanh-trinh-thinh-vuong/20251013052452385