Which bank has the highest interest rate now?
Wooribank announced an interest rate of up to 11%/year. However, customers of this savings package must deposit money periodically every month with a minimum of VND100,000 and a maximum of VND5 million, for a term of 24 months.
The total interest of 11%/year will include: Basic interest rate is 7%/year, new customers will add 1%/year, opening a visa card will add 1%/year, opening a WON account (opening an online account) will add 1%/year, participating in the program without closing the savings before 6 months will add 1%.
PVcomBank applies interest rates of up to 10%/year for 12-13 month deposit terms with a minimum deposit of VND 2,000 billion.
HDBank applies a fairly high interest rate, 8.2%/year for a 13-month term, with a minimum balance requirement of 300 billion VND.
Statistics of banks with the highest savings interest rates today:
Survey by Lao Dong Newspaper reporters at banks, comparing the highest and lowest interest rates of banks at common terms of 3 months, 6 months, 12 months and 24 months.
With a 3-month term, the bank with the highest interest rate is CB 4.3%, VRB 4.3%.
For a 6-month term, the bank with the highest interest rate is Cake by VPBank at 5.2%.
For a 12-month term, the bank with the highest interest rate is HDBank at 7.8%, followed by PVcomBank at 10%.
With a 24-month term, the banks with the highest interest rates are Nam A Bank and OCB at 5.8%.
To attract people to deposit money, many banks have launched promotional programs and given lucky money to customers.
At Sacombank, on February 19, 2024, individual customers who deposit term deposits at the counter will have the opportunity to receive lucky money of up to 2 million VND. Accordingly, individual customers who deposit term deposits online from 100 million VND or deposit money into a savings book from 5 million VND on Sacombank's online channels from now until February 29, 2024 will have the opportunity to receive lucky money of 68,000 VND.
At SHB, lucky money is given to customers who transact at the counter, and interest rates are preferential for savings or loans. Customers who deposit savings at the counter from 30 million VND or more, with a minimum term of 6 months from now until March 31, 2024 will immediately receive gifts with a total value of up to 5 billion VND. For customers who deposit savings online, with a minimum term of 6 months, SHB will add interest rates of up to 0.3%/year compared to the interest rates at the counter.
From February 15 to 19, 2024, SHB will give lucky money to customers who come to transact at the counter and give an additional 0.08% preferential interest rate to customers who save online.
SeABank has set aside more than 2.3 billion VND to give away to customers who are lucky enough to win many attractive gifts including Honda City cars, Honda Vision motorbikes, and AJC gold.
CAKE by VPBank launches a promotion program: "Spring is coming - Receive thousands of fortunes" from February 12 to February 29. With each new transaction to open a Term Deposit on CAKE, customers will receive corresponding gifts in their CAKE Payment Account.
MB launched the program "Hand-delivered lucky money, depositing money for more luck" with a total value of up to 2 billion VND to thank customers who deposit savings at the counter and deposit money on the MBBank APP.
Compare highest bank interest rates for 3-month term
Interest rates on 6-month savings deposits at banks
Want to save for 12 months, which bank has the highest interest rate?
Latest update of Agribank interest rates , Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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