Announcement of average interest rate

SHB Bank announced the average interest rate of disbursements in July 2025 as follows:

• Average loan interest rate for arising amounts: 7.07%/year
• Interest rate difference (average lending - average capital mobilization): 2.15%/year

Note: Please note that this is the average lending interest rate ofSHB Bank, not the interest rate applied to each specific loan. Please contact the nearest Branch or Transaction Office for advice and more detailed information about SHB's credit programs and preferential programs.

Source: https://www.shb.com.vn/cong-bo-lai-suat-binh-quan/