“Dien Hong” Conference on Credit: Prime Minister wants banks and businesses to have “harmonized interests and shared difficulties”

ANTD.VN - On the morning of December 7, Prime Minister Pham Minh Chinh chaired a conference to discuss solutions to remove difficulties in credit growth for production and business, promote growth and stabilize the macro economy .

Attending the conference were Deputy Prime Ministers : Le Minh Khai, Tran Hong Ha; ministers, heads of ministerial-level agencies; leaders of ministries and branches; chairmen and general directors of 38 commercial banks, representatives of the Vietnam Banking Association, associations, industries, the Association of Small and Medium Enterprises, the Vietnam Real Estate Association, and the Ho Chi Minh City Real Estate Association.

Thủ tướng Chính phủ Phạm Minh Chính chủ trì hội nghị

Prime Minister Pham Minh Chinh chaired the conference.

In his opening remarks at the conference, Prime Minister Pham Minh Chinh said that in recent times, in the face of economic difficulties and challenges, the Government, ministries, sectors, localities, enterprises, banks, and people have made efforts to overcome and promote development. However, there are still shortcomings, limitations, difficulties, and challenges, including difficulties and challenges in capital.

The Prime Minister emphasized that today's conference has the same spirit as the "Dien Hong" conference to discuss removing capital difficulties for the economy, unblocking capital sources for production and business, thereby promoting growth and stabilizing the macro economy.

The Prime Minister stated that banks and enterprises are part of an economic ecosystem. The development of banks and enterprises is related to each other and to the development of the economy. Only when the economy develops can banks and enterprises develop, and vice versa, only when banks and enterprises develop can the country develop.

According to the Prime Minister, banks also have favorable and profitable times, so when times are difficult, they must share with the people and businesses.

On the business side, the Prime Minister raised the issue that real estate businesses are complaining about difficulty in accessing capital, but in recent years, real estate prices have increased. If there are difficulties but they still want to keep the selling price the same, and still demand "one-way", is there a shared responsibility?

According to the Prime Minister, in normal times there are normal policies, and in abnormal times there must be abnormal policies. In times of difficulty there must be policies based on the spirit of "harmonizing benefits and sharing risks" to be appropriate, correct, and promote development.

The Prime Minister also raised the issue of policy being extremely flexible, we do not lower lending standards, but can we be flexible? There are businesses facing difficulties, but if their projects are feasible, can we get loans?

Therefore, to find a solution to the credit problem, overcome difficulties together, develop together, in the spirit of "harmonious benefits, shared risks", each delegate needs to speak frankly, look straight at the truth, listen and accept each other's opinions; promote solidarity to contribute together and need sacrifice and tolerance; high determination, great effort, focused actions, finish each task.

The Prime Minister further noted that Vietnam is building a market economy with a socialist orientation. Our economy is in transition, its scale is still modest, its openness is large, and its resilience is limited, so actions must be cautious, certain, and appropriate, but there must be a roadmap to increasingly use market tools rather than administrative tools, moving towards a full market, according to international standards.

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